• Report: #367693

Complaint Review: Robert Lewis & Shelton Credit

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  • Submitted: Wed, August 27, 2008
  • Updated: Fri, January 16, 2009

  • Reported By:Chicago Illinois
Robert Lewis & Shelton Credit
Bakersfield CA / Las Vegas NV Bakersfield, California U.S.A.

Robert Lewis & Shelton Credit Many of us were defrauded by Robert Lewis / Paradise Capital Group LLC and Shelton Credit Las Vegas Nevada Bakersfield California

*Consumer Comment: I WAS SCAMMED TO BY MARK SHELTON

*Consumer Suggestion: Shelton Credit...

*REBUTTAL Owner of company: Katherine Spencer is a Fraud http://www.ripoffreport.com/reports/0/330/RipOff0330198.htm

*REBUTTAL Owner of company: Get your Facts Right

*REBUTTAL Owner of company: Katherine Spencer has no evidence of any Fraud except her own

*Consumer Comment: Shelton Credit is a complete Scam

*Consumer Comment: Shelton Credit is a complete Scam

*Consumer Comment: Shelton Credit is a complete Scam

*Consumer Comment: Mark Shelton Still A Scammer and Lier. He steals hard earned money.

*REBUTTAL Owner of company: This False Information is The REAL Problem

*Author of original report: The Scam Continues

*Author of original report: Shelton Credit, Mark E. Shelton, Joshua Robert Lewis Paradise Capital Group

*REBUTTAL Owner of company: I Don't Control What People Say....

*REBUTTAL Individual responds: Shelton Credit is a Scam and Here is my contact info....

*Consumer Comment: What we know about Paradise Capital Group and owner Robert Lewis........

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Hi Dan,

I saw another post on Shelton Credit and just as you ARE a victem of there SCAM so are MANY MANY OF US Robert Lewis of Paradise Capital Group LLC out of Bakersfield California works hand and hand with this company and riped so many of us off. I'd like to get in contact with you so if you see this posting let me know how I can do that also look up Shelton Credit on www.ftc.com there are many other scams they have done to other people and I've filed reports on Robert Lewis and Shelton Credit it would be nice to have you on board.

**SCAM**SCAM**
Chicago, Illinois
U.S.A.

This report was posted on Ripoff Report on 08/27/2008 11:37 PM and is a permanent record located here: http://www.ripoffreport.com/r/Robert-Lewis-Shelton-Credit/Bakersfield-California/Robert-Lewis-Shelton-Credit-Many-of-us-were-defrauded-by-Robert-Lewis-Paradise-Capital-367693. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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REBUTTALS & REPLIES:
0Author 9Consumer 6Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

I WAS SCAMMED TO BY MARK SHELTON

AUTHOR: Professional - (U.S.A.)

I AM ANOTHER VICTIM OF MARK SHELTON'S BUSINESS LINE OF CREDIT PROGRAM.

I RECALL FEDEXING $4500 OR 5K TO HIM (UPFRONT FEE) TO HIS CHICAGO OFFICE PER JOSHUA'S EMAIL...MARK SUPPOSINGLY IF IT WAS HIM CALLED ME 2X IN 08 DETAILING THE PROGRAM ETC...HE SOUNDED LEGIT BUT TURN OUT AS A SCAM TO FIND OUT LATER. AFTER SEVERAL MONTHS PASSED BY, EMAILES WERE EXCHANGED...I GOT A PRE-APPROVAL LETTER FROM MARK SHELTON'S COMPANY SHOWING LENDERS PRE-APPROVED ME IS WHAT I READ ...MARK TOLD ME TO BE PATIENT ETC AND THAT THE 5K UPFRONT FEE I PAID WAS TO PAY THE LENDERS OR TO THAT EXTENT WHICH I BASICALLY SAID TO HIM THIS IS A SCAM...HE REPLIED BACK WITH LONG STORIES...I HAVE NOT EMAILED MARK OR JOSHUA SINCE SEPTEMBER 08...I STARTED HIS PROGRAM BACK IN MAY 08...

IF YOU'D LIKE MORE INFORMATION ON MY EXPERIENCE..FEEL FREE TO CALL ME

MIKE
206 391 2360

I WAS GIVEN BY ANOTHER VICTIM, MARK SHELTON'S ATTY THAT MAY BE ABLE TO RETURN FUNDS THAT WERE PAID UPFRONT.

Elliot Samuels (ATTY)
> 30 South Wacker Drive Ste#2300
> Chicago,Illinois,60606
> 312-357-0590
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#2 Consumer Suggestion

Shelton Credit...

AUTHOR: Hopefully They Reap What They Sow - (U.S.A.)

Robert, I am not sure why you think I have ever said anything against you.... I have never mentioned your name until now. I have never done business with you, I have only done business with Mark SHelton who has scammed many others. Maybe you have too many things on your plate but if you are trying to defend Mark Shelton then I suggest who you line yoruself up with.

ANd to everyone: I have NEVER done business with RObert and cannot speak on his side of things. My posts and comments are only directed to Mark Shelton and SheltonCredit.com who has now taken all of their BLOGS down which was full of lies.

Things are about to get harry with Sheltoncredit.
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#3 REBUTTAL Owner of company

Katherine Spencer is a Fraud http://www.ripoffreport.com/reports/0/330/RipOff0330198.htm

AUTHOR: Mr. X - (U.S.A.)

For anybody listening to this women out there I wish you luck she is the one with fruad history look!!!!!!!!!!!!!

http://www.ripoffreport.com/reports/0/330/RipOff0330198.htm
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#4 REBUTTAL Owner of company

Get your Facts Right

AUTHOR: Mr. X - (U.S.A.)

I do not work hand in hand with this outfit. I simply submit deposits with contracts that I myself have done for 20K and that is it Dan. If I was involved in a scam I would not reply to any of this non-sense and I would be on an island ha. I am waiting patiently just like everyone else so let's get back to realty here and focus on the facilatator not me!

Robert
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#5 REBUTTAL Owner of company

Katherine Spencer has no evidence of any Fraud except her own

AUTHOR: Mr. X - (U.S.A.)

I would like to address Katherine Spenser that I do not work for Mark Shelton or Shelton Credit, Inc. I am just a Co-Broker that signed their paper work to help you and myself out.

Craig Peterson has nothing to do with this at all. He isn't even a client or an employee get it right. Read my contrract very close because I do not have any time frames in it except a mention of it based on Marks statements to me in the beginning of being around 30 - 60 days usually. If you have all the documents on Mark why are you going after me? Look for any cases against me there is nothing Katherine. You have all of these court cases against Mark Shelton then go after him if you think that will get your money back. I too have money invested close to 20K which some of that was borrowed mind you!!!

You will get your money back or a loan whichever comes first in the near future. I f that means I have to sell your services as your broker through Mark to get 50% and the other 50% from me on other loan commissions I receive so be it. I need your patience on this and I have been talking to many clients. Not sure where the not returning calls come in here. Leave a message I will return the call.

Take Care all of you and I have only submitted the deposits to our facilatator nothing else. If I was a fraud my website, phones, cell phones, email etc would not be up.

Robert
949-271-9171
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#6 Consumer Comment

Shelton Credit is a complete Scam

AUTHOR: Florida Fraud Alert - (U.S.A.)

Dan,

While I am never pleased to see hard working people scammed out of their money, I am pleased to see other individuals beside myself coming forward to expose this scamming liar. Please contact me and I will gladly help assist you in the pursuit of this vile individual. The day these people are squarely behind bars will truly be one of the happiest days of my life.
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#7 Consumer Comment

Shelton Credit is a complete Scam

AUTHOR: Florida Fraud Alert - (U.S.A.)

Dan,

While I am never pleased to see hard working people scammed out of their money, I am pleased to see other individuals beside myself coming forward to expose this scamming liar. Please contact me and I will gladly help assist you in the pursuit of this vile individual. The day these people are squarely behind bars will truly be one of the happiest days of my life.
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#8 Consumer Comment

Shelton Credit is a complete Scam

AUTHOR: Florida Fraud Alert - (U.S.A.)

Dan,

While I am never pleased to see hard working people scammed out of their money, I am pleased to see other individuals beside myself coming forward to expose this scamming liar. Please contact me and I will gladly help assist you in the pursuit of this vile individual. The day these people are squarely behind bars will truly be one of the happiest days of my life.
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#9 Consumer Comment

Mark Shelton Still A Scammer and Lier. He steals hard earned money.

AUTHOR: Hopefully They Reap What They Sow - (U.S.A.)

Shelton Credit and Mark Shelton are liers and scammers!

Mark Shelton, you are starting to weave a web of lies that are now contradicting your sales pitch. Mark we talked on the phone for over 30mins where you told me
that you fund the business LOC through private lenders that have the loan backed by an insurance policy which if I defaulted on the loan they would received 90
% of the loan back. You told me these private list (9,000 of them) are very
wealthy people including some very high profile celebrities, which you had been posting online that you had Britney Spears, Joe Montana and several other high profile lenders but now you had taken them down and your WORDPRESS blog which had a ton of lies inlcuding the one where you state that your company was voted the best private equity lender outthere by some magizine all of which NEVER happened. You also stated to me and others that funding in "15 days no problem", heck I have it in email too! Does "15 days no problem" mean guaranteed funding??? My attorney's think so!

Mark, how about the credit build that was going to be included? I have never heard once or can get anyinfo from you about the credit build.

Now you are telling me after 90days of lies you are submitting the loan package to conventional lenders?? I gave you no such permission to do so, you sent approval from private equity companies on their behave and told me you use private lenders, this has been the same lies you have told everyone.

You lied, mislead and stole. I asked you if I needed a business plan or business
summary and you said no that YOU kick out a business profile on MY behalf
while doing the credit build. I have business summaries and have had them
for some time now, that has NEVER been an issues and it has NEVER been
requested by any lender. No lender has ever contacted me or any of the clients that have contacted me about putting you butt behind bars for good this time.

Not once have you been able to send proof of package submission to the
private lenders and I never gave you permission for conventional lender
submission and my attorneys have informed me that you have violated several
of laws in that regards.

Mark, you went from touting private lenders funding in 15 days to... ohhh we submit them to convetional lenders and per our contract it says 180 day funding. You are a thief trying to take advantage of folks trying to help build their personally lives up, businesses and the economy, however you feel the need to be a snake. You have a history with the FTC and FBI in Chicago. You cannot hide behind and illegal contract Mark.

Everyone watch out for this guy, he stole money and now has our SS#!

Mark, I do pray for you, living a life of stealing and hurting people will only get you the samething. I pray for you soul.
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#10 REBUTTAL Owner of company

This False Information is The REAL Problem

AUTHOR: Shelton Credit - (U.S.A.)

Once again, as OWNER of Shelton Credit, Inc. these posts are completely false!

I DO reside in Vegas and my office building offers virtual offices but I retain a physical office.

I certainly understand why this person is upset with Robert Lewis and Paradise Capital Group but this person has NO contracts or agreements with ME or MY FIRM.

Shelton Credit, Inc. for a brief period allowed outside Brokers to refer deals to us for our review. If a deal looks possible to fund we would then work to create a business plan and a complete loan application package.

Shelton Credit, Inc. follows the Federal Guidelines, which clearly state that no loan or specific loan terms can be guaranteed until the lender approves the application.

This IS exactly what Shelton Credit, Inc. provides to all clients with our contracts and agreements.

IF a Broker does NOT follow these guidelines, which are set by the Federal and State Agencies NOT by Shelton Credit, Inc. that is the responsibility of that BROKER.

Each Broker is an independent business owner and I have NO control over what any Broker sells or states to their clients. To even assume that I could control what another business owner does is ridiculous.

Again, at no time do I state that Robert Lewis of Paradise Capital Group has done anything wrong. Honestly I have NO IDEA what he told his clients or his Brokers. All I have to go on is the fact that these people are now looking at me and are coming to me for something I had nothing to do with.

If there are questions about the actual services, as they should have been explained by the Brokers, I'd be happy to address those with anyone. I already have been taking care of several Brokers directly and ALL their clients but if you only complain and never tell me what the issues are, how am I supposed to help?

For the last time, I'm willing to help every single client to get the best possible result within my ability, within what the law allows, within what MY contracts state I offer and as fast as possible.

I CANNOT and WILL NOT honor the promises people claim they were given by other business owners because they are not my offers or promises. If a Broker agreed to provide you with a free massage for becoming a client of theirs, that's between you and your Broker. However if you have a question about the progression of your client services with me, I'd be happy to provide that information any time.

I will continue to sort through all the submitted paperwork in the coming weeks and months in the order I received the information. I too will work with counsel to silence these negative comments that are based solely on actions of others who I do not control.

I plan on working with everyone when this concludes, if you work with me in a professional manner. If I have your deal request and/or any payments you may have made - that is exactly what was supposed to happen if you wanted to become a client. When I receive a check and contract, taking that payment to the bank so I can begin work is what I'm supposed to do.

If you feel you made that payment to your Broker under false pretenses then you have to work that out with your Broker. I had NOTHING to do with the entire process other than taking in a contract to perform my services, which was submitted on your behalf by your Broker.

Now that I know so many people have taken issue with their Broker, I no longer accept deals from ANY Brokers but whatever deals I do have from Brokers are the concern of the Broker only. I have a contract to perform certain services to the Broker and the Broker only. You should have an agreement from your Broker that outlines the services he/she will perform, which may include services that I do NOT even offer.

If you need anything I'm here to address all sincere concerns.

Mark Shelton
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#11 Author of original report

The Scam Continues

AUTHOR: **SCAM**SCAM** - (U.S.A.)

Just so that everyone is clear of the SCAM WITH ROBERT LEWIS he HAS NOT PAID BACK ANY OF THE MONEY HE STOLE FROM HONEST HARD WORKING AMERICANS He has stoped returning call's and now is posting on ripoffreport.com FALSE success stories that are untrue. Many of the things he had posted on his website he has removed BUT I was smart enough to print everything out before he did so!!!!!!

He's still working the SCAM with Craig Peterson and Mark Shelton but we are very close JAIL AND FRAUD CHARGES...
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#12 Author of original report

Shelton Credit, Mark E. Shelton, Joshua Robert Lewis Paradise Capital Group

AUTHOR: **SCAM**SCAM** - (U.S.A.)

Shelton Credit, Mark Shelton, Robert Lewis would like all of us to believe that other companies are out to post negative things and things that are false but I ask EVERYONE the proof is in writing please keep a look out in the next few day's I will list the Attorney and his contact number that filed previous FRAUD claims against this Fraud company for many other SCAM'S

It is fact that SHELTON CREDIT MARK SHELTON Does not have an office in Las Vegas, NV it is a virtual office that anyone can set up over the phone Mark Shelton does not live in Las Vegas and his family Wife, Daughter are all in on the scam they cash the check's I've got the prooffffffffff

Robert Lewis help's them collect money and he makes a profit as well I along with many many others are VICTEMS OF THERE FRAUD.
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#13 REBUTTAL Owner of company

I Don't Control What People Say....

AUTHOR: Shelton Credit - (U.S.A.)

I would like to take this brief moment to state that I, Shelton Credit's owner, that what you're reading here is totally false.

At no time should any Broker, like Paradise Capital Group owner Robert Lewis or anyone else ever state anything to their clients as if it's represented by Shelton Credit, Inc.

To those who feel they have claim to anything with me, contact me directly instead of using web posts and I'd be happy to work out whatever we can.

The services offered to the public by Brokers are the sole responsibility of THAT Broker NOT Shelton Credit, Inc. I think too many people have been given the impression that when they do business with a Broker they are in effect doing business with Shelton Credit, Inc. and that is just NOT TRUE!

Brokers own their own business and can (and often do) broker services for many different firms not just one so whatever they decide to offer to gain business is up to them. We don't train Brokers, we don't manage Brokers.

Brokers operate the same as we operate - independent business owners.

If a Broker thought it was a good idea to offer a free 3-day vacation to gain business that does not become an offer from Shelton Credit, Inc. It simply means that a Broker decided to offer that incentive.

Unless and until something like what is going on here starts - We don't have any idea what Brokers state, sell, claim, offer or do within the walls of their business.

When we learn of Broker violations of contracts they have with Shelton Credit, Inc. we can then, and only then, take action.

We have taken action for several issues.

Violations of our Broker Non-Disclosure, Non-Compete Agreement

Violations of Federal Law, which does not allow any financial services to carry any time line promises or any funding guarantees.

Shelton Credit, Inc. has received numerous contacts that would prove numerous violations of these agreements along with violations of State and Federal Laws, when the Brokers offered promises to fund or guarantees to fund in a certain period of time.

We have since taken action against these violations and Brokers and will continue to defend our name and reputation.

If your Broker made promises to you about funding or for a free vacation that is between you and the Broker NOT Shelton Credit, Inc.

We will do what we can to aid your loan requests, assuming we received your paperwork but guarantees made or promises made can only be honored by your Broker.

These Brokers have since been removed from our list of people we'll work with but the clients who we have submissions for will stay in our system until we learn if the deal has ability to fund or not.

If you have any issues DIRECTLY with Shelton Credit, Inc. I welcome your comments or concerns. If you only know about us from your Broker, you should direct your concerns to your Broker.
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#14 REBUTTAL Individual responds

Shelton Credit is a Scam and Here is my contact info....

AUTHOR: Hopefully They Reap What They Sow - (U.S.A.)

Hey this is Dan, thanks for filing on Mark Shelton and Sheltoncredit.com . We all need to join together to put him behind bars. Please email me nonamedan@gmail.com

There are at least 5-10 others I know of that have been scammed.
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#15 Consumer Comment

What we know about Paradise Capital Group and owner Robert Lewis........

AUTHOR: Mr. X - (U.S.A.)

Here is a statement from a company or upset individual out there that is obviously angry because we are their competitor and now most of their business traffic flows to this company. Read their below statement and compare stories. Our side of our pleasant experience is after this statement below.

Before money exchanges hands they tell you that no one has ever lost money you are purchasing a corporation with established credit history and with it they are able to ge your company from 1million up to 100million in funding depending on the project. They tell you depending on the amount of money you're requesting your fees up-front range from $10,995 to $39,995 this covers the purchase of your aged corporation with the avalible credit line just waiting for you. They will even go so far as to give you pre-approval letters from bank's and tell you all you have to do is sign to accept the terms and conditions. None of this is true I've gave this company over $60k in May of this year and I've not received anything but delay after delay. I've uncovered some news that they are also using a company name Shelton Credit and working with Mark Shelton out of Las Vegas aka Chicago aka London. This Shelton Credit is also on the ripoff report as well look it up!

The Jigg is Up on this scam the next time you see the name's

Mark Shelton
Robert Lewis
Craig Peterson

Will be on court document's I'll post in the next few week's so that All of America can see this is real and they are Scams taking your money and never giving you what you paif for.

What we know about Paradise Capital Group and owner Robert Lewis........

Paradise Capital Group is a company we heard about via referral. We checked them out and performed a background check along with making sure there were no complaints and they checked out on the Secretary of State as well.

We sent a deposit of $10,995.00 to their office along with a notarized contract. Within 24 hours we had a confirmation of a cashier's check made out to the company that they work with which was mentioned by the party in their above statement. We received a copy of the cashier's check, a receipt, and invoice for the balance of the services we purchased that would not need to pay for until the loan would be funded.

Paradise Capital Group has contracts and a website that does state time frames being from 30 - 60 calendar days but can go up to 4 - 6 months. There are no guarantee statements in their contracts or website which made me think really hard that I may lose this money but I understood the terms and conditions and proceeded.

Paradise Capital Group or Robert Lewis has never made any statements of no one has ever lost any money! What Robert Lewis stated was that he himself had money in this company that performs these credit or financial services and there were no past histories of physical documentation he could show me for privacy and confidential reasons.

Robert also explained the nuts and bolts of how this and what was explained to him and his understanding of how it was presented to him by the company he works with being Shelton Credit, Inc. Here is what I have from my notes........

The deposit goes to purchasing services such as credit partners, business plan services, and investors with current corporations with open lines of credit that can be anywhere from 1 million dollars to 20 million dollars. What they do is then for a short term arrangement transfer ownership of that entity to the client purchasing services; and submit a full package to their in house network of resources which total over 10,000+ worldwide and are investors that are credit investors, real estate groups, equity groups, hedge funding groups, individual investors, private small banks and many other private lending groups that can be domestic or international. You have to admit by reading the above process is really different than your standard methods of going to your bank asking for a business line of credit.

There deposit pricing ranges from $10,995.00 - $29,995.00 depending on what level package you are looking for. These deposits are what are used to acquire lines of credit or term loans ranging from 1 million - 20 million dollars depending on what your business needs are and for amounts over 5 million you may be required to provide more business related information but is not always the case to make sure you are who you say you are and are a legit business owner etc.

You will notice several errors in spelling from the company or individuals posting in the below pasted statements about Robert and his company and company that he works with. I usually am pretty picky about those things and if this person is a professional it would seem they would have better writing skills. At this point it looks like a child's posting so I can't take it serious enough to even consider Robert or his company being involved with such a comment about scamming people out of their hard earned money.

I know a few other client's that are being patient and do understand that there is a risk of after purchasing these services that there may be denials from lenders. I see better chances for me personally than if I were to do this by myself with no credit partners and a week 2 year corporation with very little assets.

Robert did mention there was an individual pre-approval method he was going through in the beginning but due to him bring a volume of clients to the company he works with they set him up on a more efficient method of getting these deals possibly funded.

This person or company states that they gave him $60,000 dollars in May. I remember talking to Robert towards the end of May and asked Robert including himself about how much in deposits have you submitted or how many clients are in under you if you don't mind me asking? Robert responded with $20,000 for his personal deal and $30,000 on another deal with another client that was referred to him.

That adds up to $50,000 and is not of any one persons submitted deals for 60K. It's a complete lie and would not surprise me that it is from a competitor trying to sabotage Robert's relationship with Shelton Credit along with his current brokers and clients. Robert did mention that June was going to be a busy month for him but as for May only 2 deals were submitted. His and one other from a consultant.

This person has mentioned who Paradise Capital Group works with and that they are a scam too. My reply is the truth will come out soon and patience is the name of the game. I myself have been in for almost 75 days. I hear positive news based on what Paradise Capital Group was told and I do not hold Robert to that and understand that he can't control the outcome of any of this.

I recently spoke with Robert about all the drama that has occurred and he did not want to comment any further on the subject other than he is prepared for any type of legal action that may occur. He stated that he has copies of every single cashier's check that was involving an incoming wire and has the companies name and the amount of the deposit on all cashier's checks that were sent next day via UPS with tracking numbers to go with that.

This individual states things about court etc. Paradise Capital Group is well prepared and is scheduled to meet with a Federal Lawyer in case of any legal actions going against him. He is doing this to protect everyone that is his client in case there are problems with the company he works with and cannot show a breakdown of services of how the deposit money was spent. Clients have asked for that information recently. Any clients of Paradise Capital Group or Shelton Credit, Inc will see that most of the deals sitting with them will get funded just don't know exactly what day or week.

Last thing I wanted to mention was a man by the name of Craig Peterson was mentioned in this report below which has nothing to do with Robert's business. He was a contractor for help services for Robert Lewis but somehow ended up in the report and we think because he was still in our phone voicemail system the competitor randomly picked another name to post in the report. Craig Peterson has nothing to do with any business transaction of Robert or his company. I like Robert and would have not spent the time to type all this out if I felt he was a scammer.
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