This Bankruptcy Clinic filed for Bankruptcy without my concent. 4 years ago rigth as i got married i lost my job and major income. i saw myselft in a very unfurtunate situation while starting a famaly and a carrer at the same time. After my honemoon i though it was best for me to declare myself in Bankruptcy and start out fresh. I seaked the help of this firm (They Charged me 1,000 USD). i paid in full and requested for them to file Bankruptcy for me. There was so much missinformationg given by them about the whole process wich made the whole ordeal a nigthmare. They requested the imposible from me when it came down to documentation and requested frequent visits to their offices. there is only one lawyer in the firm ( Roberto Sanchez ) the rest are selft proclaim legal aid.
I spent 1 year going back and forth with worthless paperwork, then they spent an other year before they decided to file my Bankruptcy. Life has a nice way of turning around and by then i had gotten a great job (with great unexprected income) and i decided not to file since i could make arrangements with my creditors. It took me yet an other year of going back and forth everytime hi cited me to go by, i never new what hi wanted, untill 6 months later i get a letter from the court for the meeting of the creditos, he had filed my bankrupcity.
I went over and spoke to him and asked him to please rectify the cituation, his excuse was that he had to file all the pending bankrupcitys before the new law. ( IM NOT FAMILIAR WITH THE CHANGES IN THE LAW BUT THEY MUST HAVE BEEN SIGNIFICANT) His office looked loke a fast food restaurant at lunch time. He instructed me NOT TO SHOW to court and that hi as my legal counsil will take care of "IT". As instructed i dint show and the Bankruptcy was "Discharged" But he dint take care of it. I now have in the public records of my credit report that i have a Bankruptcy that was discharged by a judge.
I have spoken to the credit reporting agencies and the say that this will stay in my Credit for 7 years, I have been declined from credit and i pay higher interest than everyone in anything i do. PLEASE IF ANYONE ELSE IS GOING TROUGH THIS LET ME KNOW, i would love to take a class action against this gentilman, i know is imposible since hi is a lawyer with some experience but im very upset about this matter.
Here is what my credit report says.
Type: Bankruptcy chapter 7-dismissed
Date Filed: 1/1/0001
Reference #: ********RAM
Court: US BKPT CT FL MIAMI