After recieving numerous calls from a 800 number within the same day I finally answered the phone to tell them I did not want what they were selling. After being RUDELY stopped I was informed that I was being contacted on behalf of a debt that was incurred by an ex-girlfriend. She had written a check to a Payday Loan Company (Advance America) for $617.50 and we split 3 days later. She did not attempt to make one payment to the company. After stating that I was not liable for a check she had written "Agent Page" said I need to speak to her supervisor "Agent Driggs" to settle this dispute. After supposedly being in contact with the local authorities he had an "Investigator" on the phone to help persuade me from having a warrant (FELONY) for a bad check over $500 and also a felony charge for Fraudulently Writing Checks on an account with no intention on paying them back. I tried to explain she signed the check but the "Investigator" told me that I was also liable for this since I was on the account. "Agent Driggs" then said that we need to clear this matter up RIGHT NOW or a warrant for my arrest would be issued. I told him that I had a 2 y/o son and my wife stayed with him. I work for Minimum wage at a Golf Course and right now we are not busy. This affected them in no way and demanded that I make some kind of payment. I told them I could pay $50 now and when taxes come in pay them more. They demanded a payment of $105 or they would issue the warrant. Knowing that my family needed me I paid the money.
After hanging up I called Advance America who informed me that they would never send a collection to a company who would ever persue criminal charges. It clearly says on the contract legal actions can never be taken, such as jail time. After this I looked on the website of RSA, and the collection company who he said they also represented. They were both red flagged as SCAMMERS for PayDay Loan Collections. I want everyone to know this Company is rude, intimidating, and down right forceful to obtain money. They are very good at what they do as they know the laws before calling you and will intimidate you with jail time. Please ask for paperwork for the debt before paying. They are scamming people out of tons of money, also another company NCA (National Credit Adjusters) is also a scamming site. At the bottom is a FBI link that states both these companies are illegitimate. I had to call and cancel my Debit Card, freeze my Bank Account, and hopefully dispute this transasction and get my money back. I have to speak to AL Attorney Generals office, GA Attorney General's Office, and also my local/county police department. I have learned my lesson, If they want me come and get me. I will bond out of jail rather than being scammed out of money. Hard Lesson Learned for a 25 y/o who is the sole breadwinner.