I was ripped off from Royal York Financial Trust on the week of Thanksgiving Day. Being financially desperate and looking for a loan, I applied on line to the usual loan companies, Lending Tree, Prosper and other Peer to Peer Lending and was denied for one reason or another. So, when I received a call from Brian Freeman, Senior Loan Officer at Royal York Financial Trust, who said that I was approved for a loan through Angel Investors, who was backing the loan for me. Brian's approach to me was very sympathetic and convincing about my financial needs and my situation. Brian promised me that he understood and promised that this was a legitemate company. He had answers to my questions when I asked about the BBB non-listing of this company and the promise on the loan agreement. I did not have the $484 for the up front collateral payments so he said that I could send what I had, the $200 that I had to borrow. Brian told me that this payment would be accepted. However, after he promised that the loan would be transferred within an hour, I waited and waited, called him and he said to give him another 30 minutes. After calling in 45 minutes, I was told by Jessica Myers that Brian was in a meeting, then he was on the phone on a conference call.
I finally got a call from Ava Leigh, the Manager at M & M Lending who was to transfer the loan, she said that the private lenders declined me because I did not pay the complete amount. She became very rude with me because she said that she was going home and that she was the only one that could submit the transfer for my $5000 loan. She gave me 30 minutes to come up with the remainder of the $484 so she could transfer the funds. I finally found someone to borrow from and sent the wire transfer to Jamaica, because, Ava said that the American locations were all closed. So in desperation in sent the balance. Ava called and said that she had good news and bad news. The good news was that the loan was approved to be sent, however, she could not send until Thanksgiving morning, and that Jamaica did not celebrate Thanksgiving so I could get it on that day. She even called me on that Thursday morning to let me know she was processing the loan. I have yet to receive any funds promised. Ava's number is on automatic voice mail (229) 638-4758. Brian Freeman (800) 715-3150, all calls go to voice mail. Neil (Client Care) and Jessica Myers will hang up or send to voice mail.
I have been contacted by a John Davis and Wayne Brady in Plantation, Florida who says they work for M & M Lending, The US Refund Department, 771 Pine Island Road, Plantation, FL 33324, both of these men said that I could get my loan and that Brian Freeman made a mistake on my loan contract, they were calling to clear things up. All that I had to do was wire them $250 and they could transfer the money to my account. I refused and Wayne Brady, the supervisor said that he was doing everything possible to work with me and asked how close could I come to the amount. I told him that all I wanted was my refund. He said that I would take 25-30 days and I would need to send $99 to cancel the loan. A loan that I was not getting. Unbelievable!! Of course I refused. Then I started getting calls from Jamaica, on the past Monday, saying that they would transfer the money if I would give them my credit card number.
All I want is my refund and these people caught and sent to jail so they will not take advantage of anyone else.