We were introduced to SCS Private Funding by Signature Homes of Northern California. We randomly stopped to browse the model homes. We had no intentions on buying. We were aware that we had another year before we could buy again due to a foreclosure in 2010. We explained this to Zane the Sales Representative and he mentioned he had an alternative financing company approved by Signature Homes. He assured us we could buy again and we felt such a relief. We began the process and and became pre-approved. We filled out the loan application, mailed all our personal information (copy of ID, social security number, etc...) and a $3500 cashiers check. Communication with SCS became difficult after they received our money. Response times weren't prompt and phones were hardly answered. Long story short our dreams have been shattered. A cease and desist order has been placed against SCS by the State of Georgia. Once we confronted Linda Kirkland about this she stopped answering all of our calls and emails. Scott O'Neil has yet to return any calls other than the initial calls we made to him about the application process. Even more disturbing SCS was never authorized to do business in California by the Department of Real Estate. They didn't even have a business license. It amazes me that a Company such as Signature Homes would allow this. This is just the beginning and we will make every effort to see that justice is served. Jail time is well deserved for all individuals involved. Shame on Signature Homes for allowing this to happen. Not only have I lost thousands of dollars, I now risk having my identity stolen. Do not use SCS Private Funding or let Signature Homes convince you it's ok.