• Report: #332314

Complaint Review: SSC REBILL

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  • Submitted: Tue, May 13, 2008
  • Updated: Fri, February 18, 2011

  • Reported By:greensboro Pennsylvania
SSC REBILL
1899 POWERS FERRY ROAD SUITE 250 ATLANTA GEORGIA 30339/EXPRESS GOLD CARD 2533 N. CARSON STREET SUITE 5021 CARSON CITY NEVADA 89706 ATLANTA/AND CARSON CITY, Nevada U.S.A.

SSC REBILL - express Gold Card EXPRESS GOLD CARD THEY ARE TAKING 9.95 A MONTH OUT OF OUR CHECKING ACCOUNT, I JUST FOUND OUT WHO THEY WERE BY TYPING REBILL UNDER YAHOO AND FOUND THE RIP OFF REPORT SITE ATLANTA AND CARSON CITY Nevada AND GEORGIA *EDitor's Suggestions on how to get your money back into your bank account!

*UPDATE Employee: The Express Gold Card is an independent advertiser and is not associated with any cash advance web site.

* : Express Gold Card Clarification

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this company or companies have been taking out 9.95 out of my husbands checking account monthly without authorization. i just figured out who they were, by typing ssc rebill under yahoo, and it put me through to the rip off report site.

Janet/john
greensboro, Pennsylvania
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

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CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

This report was posted on Ripoff Report on 05/13/2008 09:50 PM and is a permanent record located here: http://www.ripoffreport.com/r/SSC-REBILL/ATLANTAAND-CARSON-CITY-Nevada-89706/SSC-REBILL-express-Gold-Card-EXPRESS-GOLD-CARD-THEY-ARE-TAKING-995-A-MONTH-OUT-OF-OUR-C-332314. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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REBUTTALS & REPLIES:
0Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 UPDATE Employee

The Express Gold Card is an independent advertiser and is not associated with any cash advance web site.

AUTHOR: Top Tier Savings - (United States of America)


The Express Gold Card is an independent advertiser and is not associated with any cash advance web site.

Upon completion of your cash advance application, agreeing to your loan details and providing your e Signature to complete the process, the Express Gold Card offer is prominently displayed on an exit page under the heading “Visit Our Featured Advertiser”.

Immediately under the heading in bold the following text is displayed. Beneath that the details of the price and offer are clearly and conspicuously displayed along with a link to Terms & Conditions for additional details.

In order to apply for the Express Gold Card you must take two affirmative actions. First you must click “Yes” that you want the offer and then you must click “Submit” in order to submit your information to the Express Gold Card for processing.

Your welcome email includes your offer details, your authorization and easy to follow information for canceling by phone and or email should you wish to discontinue the service.  Additionally, your billing statement each month provides our 800 number for your convenience.

All requests for refunds are handled promptly.
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#2

Express Gold Card Clarification

AUTHOR: ripoff track - (USA)

The Editors comments are valid. I have been researching the companies that provide many products to the sub prime consumer set, especially offering credit. This one is actually one of the good guys. The net of thier program is to offer a 30 day free trial of thier online shopping mall and after 30 days to bill your account $9.95 per month that you are a member. They send an email at the time that you subscribe to the program and once you have paid your $9.95, they send you a package of information that includes a plastic card with your account number. The card allows you to access 70+ thousand items online, out of a possible million or more, and they guarantee for 30 days that this is the lowest price when you buy it. Simply call to cancel or get your money back and they will refund all but the money paid for merchandise shipped. They are FTC clean and have had internal and external legal review of thier marketing and business practices to ensure that they are FTC friendly.

Having said all of that, almost all of their memberships come from people on the internet that have opted into the offer when on a Payday Loan application. They apparently have also tried other forms of marketing that have not been successful, but I cannot comment on those. In the case of the Payday Loan form, the terms are explicit, the $9.95 is spelled out, as is the free trial for 30 days. They also state that they will bill the account that the consumer has provided with thier loan application.The application data is then scrubbed to prevent fraud, and an email is immediately sent to the consumer with relevant information on the program and the contact information for the call center.

Net: you can get all of your money back

Net: to get the account you would have been providing your name, address, phone, social security number, bank account information and likely your date of birth (for idently verification and also state age compliance). I find it difficult to believe that a consumer can provide all of that personal information, then verify on the form that they want to apply, and not know that they have applied for something.

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