- Report: #1162239
Report - Rebuttal - Arbitrate
Complaint Review: ST. Armands Group-Bahama Marketing Group
ST. Armands Group-Bahama Marketing GroupNationwide USA
ST. Armands Group-Bahama Marketing Group Bahama Marketing Group MADE A LOAN, IT WAS PAID OFF AFTER THE POLICE CAME OUT WITH A SUMMONS, AND THEY RESOLD THE ACCOUNT TO SEVERAL DIFFERENT THIRD PARTIES Nationwide
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I WAS LOOKING FOR A PAYDAY LOAN DURING THE FIRST OF LAST YEAR. I CAM ACROSS A QUICK AND EASY LOOKING PROCESS WITH THE ST. ARMANDS GROUP ONLINE. THE TERMS WERE IF YOU BORROW $250 PAY A RENEWAL FEE OF $75 EACH PAY PERIOD IF YOU COULD NOT PAY THE LOAN OFF ON YOUR NEXT PAYDAY, AND YOU COULD DO THIS UNTIL YOU HAD THE FULL PAYMENT READY TO BE WITHDRAWN FROM YOUR ACCOUNT. SO I HAD TO DO THIS FOR A COUPLE OF MONTHS. THEN I WAS LAID OFF FROM WORK AND TRIED MAKING ITHER ARRANGEMENTS FOR THE PAYOFF, BUT THEY WOULDN'T RETURN MY PHONE CALL OR ANSWER MY EMAIL AT 4418. SO BY NOW MY BANK ACCOUNT IS SO FAR IN THE NEGATIVE THAT THE BANK IS GOING TO CLOSE MY ACCOUNT AND NOW I OWE THE BANK FEES AS WELL. SO NEXT I START GETTING MY UNEMPLOYMENT AND THEN THE POLICE DEPARTMENT SHOWS UP AT MY HOUSE GIVING ME A PHONE NUMBER TO CALL SO THAT I CAN SETTLE THIS MATTER OUT OF COURT IF I CAN SET UP THE PAYMENTS ON THAT DAY TO PAY OFF THE BALANCE. SO I DID, BECAUSE THE OTHER OPTION WAS GOING TO COURT AND PAYING THOSE FEES OR TO HAVE MY WAGES GARNISHED FOR ALL OF THE COURT COSTS AND LAWYER FESS.
SO I CALL THE NUMBER GIVEN TO ME BY THE POLICE OFFICER, I SET UP THE PAYMENTS WITH MY UNEMPLOYMENT AND PAID THE MONEY BACK. THE COMPANY ON THE PHONE WAS OUT OF FORT STILL, SC AND THE REPRESENTATIVE TOLD ME OVER THE PHONE THAT ALL OF THE FEES AND COURT COSTS WERE GOING TO BE DISMISSED SINCE I WAS SETTLING OUT OF COURT. SO SHE THEN STATED THAT MY ACCOUNT WOULD BE PAID IN FULL AND THERE WOULD BE NO FURTHER ACTION TAKEN AGAINST ME. SOOOOOO IN SEPTEMBER OF 2013 I GET ANOTHER CAL FROM A DIFFERENT COMPANY OUT OF NEW YORK REQUESTING ANOTHER PAYMENT, SAYING THAT THE ACCOUNT WASN'T PAID IN FULL. SO I HAD TO SEND THEM ALL THESE PAPERS BY FAX WITH A COPY OF THE PAY-OFF LETTER AND ALL SO THAT COULD FORGIVE THE DEBT. SO I DID. ANOTHER COUPLE OF MONTHS PASSED BY AND I GET ANOTHER HARRASSING PHONE CALL IN JANUARY OF 2014 SAYING THAT THE ACCOUNT NUMBERS DIDN'T MATCH UP AND THAT MY ACCOUNT WAS BROKEN UP AND SOLD DUE TO MY ORIGINAL BANK ACCOUNT BEING CLOSED AND THAT THE PARENT COMPANY WANTS ME TO PAY THEM ALSO, BASICALLY FOR BEING ASSOCIATED. THE ACCOUNT HAS SINCE BEEN SOLD TO 2 MORE COMPANIES SINCE JANUARY OF THIS YEAR. I AM STILL GETTING HARRASING PHONE CALLS EVERY OTHER MONTH OR SO SAYING THAT I STILL OWE ST. ARMANDS/BAHAMA MARKETING GROUP MONEY>>>>>>>>>>>> NO WAY BABY. MY CONTRACT DIDN'T SAY THAT MY ACCOUNT BE SOLD 50 THOUSAND TIMES JUST SO THAT ALL OF THE LENDERS THAT APPROVED ME ON THAT DAY COULD GET SOME FUNDS IN THEIR HANDS. THERE SHOULD BE A LAW TO STOP THIS MESS AND I DO MEAN MESS.
This report was posted on Ripoff Report on 07/15/2014 01:23 PM and is a permanent record located here: http://www.ripoffreport.com/r/ST-Armands-Group-Bahama-Marketing-Group/nationwide/ST-Armands-Group-Bahama-Marketing-Group-Bahama-Marketing-Group-MADE-A-LOAN-IT-WAS-PAID-1162239. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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