STATE FARM INSURANCE COMPANY State Farm 20 year customer denied valid claim Internet

I can guess what they might have done.  State Farm might have had the ER and Hospital file the health claim with the wrong medical code.  So even though it says "Hernia" they may have persuaded the Hospital to use a medical code for "stomach pain".  That way if it goes to court, they get a Doctor to (LIE) say you only had stomach pain.  The Doctor will use the medical code to support his lie.  What I suggest you do is this: get all your medical records including all insurance statements that have the medical codes on them.  Then check the CPT medical code that was used.  Look up the CPT codes online or at the Library medical info databases.  If there is a discrepancy, then write a letter to the Hospital and treating physician and request a correction.  Send the letter certified mail.  Be sure to make copies of everything.  Keep the originals in a lock box or safe.  I'm not kidding.  Insurance companies often conduct surveillance and even have pros break into your home while you are away, at the Doctor or at Physical Therapy.  They can attach a GPS to your car, track your cell phone signal and even put surveillance bugs in your home.  They have big bucks and will go to any length to make sure claims are not paid.  They keep their shareholders happy.  I read how the claims adjuster only gets a certain amount per year for claims and if he can deny enough claims he gets a big bonus at the end of the year.  Yep, ruthless isn't it?  One day, enough people will be angry and a huge class action lawsuit will be filed.  Consider filing a FRAUD lawsuit or even file in small claims for fraud.  First get the info then proceed.  Best to you.