- Report: #389275
Complaint Review: Salute Visa Urbank Bank And Trust
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| Salute Visa Urbank Bank And Trust PO Box 105341
Atlanta, Georgia U.S.A. |
|
Salute Visa Urbank Bank And Trust Legal theft by Visa company and Urban Bank and trust Atlanta Georgia
*Consumer Comment: THOUGH I THINK SALUTE IS A RIPOFF IN GENERAL...
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highland park, Illinois
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This report was posted on Ripoff Report on 11/08/2008 04:33 PM and is a permanent record located here: http://www.ripoffreport.com/r/Salute-Visa-Urbank-Bank-And-Trust/Atlanta-Georgia-30348-5341/Salute-Visa-Urbank-Bank-And-Trust-Legal-theft-by-Visa-company-and-Urban-Bank-and-trust-Atl-389275. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 Consumer Comment
THOUGH I THINK SALUTE IS A RIPOFF IN GENERAL...
AUTHOR: Sherri - (U.S.A.)
SUBMITTED: Sunday, November 09, 2008
How is this going to adversely affect your credit? It will likely report as closed, paid satisfactorily, which is a positive tradeline. The only way it will affect your credit is that you won't gain any more "age" on this account, but it will not lower your score.
I do agree that if they were going to discontinue the program, perhaps they should have converted to another card, but they were under no legal obligation to do so. It is actually a good thing that you have a credit balance, as otherwise you would still be subject to account maintenance fees and whatever else they decided to stick you with.
In order to get a refund of your annual fee, I would stay on Compucredit (the company that administers Salute, Imagine, Tribute and other subprime cards) and send a certified letter requesting a refund.
Salute Visa Card Services
Five Concourse Parkway Ste 400
Atlanta, GA 30328
Contact: Ms. Gwen Clark, Executive Correspondence Staff - (888) 522-2278
They may have done you a favor..there are much better cards out there without such ridiculous fees.
