- Report: #867364
Complaint Review: Santander Consumer USA
| Santander Consumer USA P.O. Box 961245
Fort Worth,, Texas United States of America |
|
Santander Consumer USA Ripoff, Rude Fort Worth,, Texas
*Consumer Comment: The cost of money is what you are talking about...
*Consumer Comment: Living Up To Your Reputation, Eh??
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
This report was posted on Ripoff Report on 04/11/2012 11:18 PM and is a permanent record located here: http://www.ripoffreport.com/r/Santander-Consumer-USA/Fort-Worth-Texas-76161/Santander-Consumer-USA-Ripoff-Rude-Fort-Worth-Texas-867364. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 Consumer Comment
The cost of money is what you are talking about...
AUTHOR: MovingForward - (USA)
SUBMITTED: Thursday, April 12, 2012
POSTED: Thursday, April 12, 2012If you pay cash, then you know exactly what you are spending and can negotiate appropriately.
However, if you choose to finance your purchase, then you not only have the vehicle you are paying for but you also have interest on the money you borrowed to pay the dealer. As pointed out above, the amount of interest you pay is based on two factors: your credit history and your ability to negotiate a market rate given your established credit history. So, it's not that you "pay double" for the vehicle necessarily; unless you allow the car dealer to charge you double. It's the high interest rate loan you choose to use to pay for the vehicle.
If you are in a situation where your credit is not good, then buy an older, cheaper car for cash until you are in a position to finance your next purchase. Fix your credit before you run out and spend thousands. You can't concentrate on fixing your credit issues if you are buried in a payment you can't afford. You are the master of your fate - don't fall for a payment you can't afford just because the vehicle appears "reliable".
One last point: it is up to you to decide what you will buy and what you will pay for it. Learn to say the word "NO" when presented with an offer that is too high in cost.
#2 Consumer Comment
Living Up To Your Reputation, Eh??
AUTHOR: Jim - (USA)
SUBMITTED: Thursday, April 12, 2012
POSTED: Thursday, April 12, 2012

