Santander Consumer needs to be put out of business. They are the worst and most of us that are with them, it was not by choice as HSBC sold our contracts without our knowledge or allowing us to find someone else. I was laid-off and tried to work out payment arrangements with them on my auto loan. They lied to get more money out of me and then told me they would not do anything on lowering my payments. My car is over 6 years old, has 90,000 miles on it and about $3,000 in damage. They have been relentless trying to get this car that might bring them $3,000 on an repo auction. They are using Discount Cab to look and track me in my neighborhood when I am out and they also have plain cars following me every day. They find me way too quickly so I am taking my car in to look for a GPS tracker that they must have put on when I was parked in a lot somewhere and they could not get a tow truck out fast enough to take the car. This is illegal and my car is too old to have any manufacturer installed tracking on it, I already called the manufacturer. If I can find out what rights I have as they are around my neighborhood constantly. With the economy the way it is, anyone is happy to look for me in the hopes that they will get a few hundred dollars if they get my car.
This has been going on for over 6 months. They should just file a judgement and be done with it. They have inflated my loan with fees for everything all the tow truck attempts at houses, mine, other people that no longer have any association with me. They find names online as my family. They called my ex-husband, we were divorced in 1992, and harrassed him the other day. Threatening to put his cell phone number out to everyone. He is contacting a lawyer about this. He has nothing to do with and they are way out of line. If anyone knows what rights I have and about the illegal GPS that I will most likely find when I get my car on a hoist, I sure would like some information. Thank you.