- Report: #730246
Complaint Review: Santander Consumer
| Santander Consumer ste 1100-n 8585 North stemmons frwy Dallas Texas
Dallas, Texas United States of America |
|
Santander Consumer Roadloans Triad Financial Take back what the Devil stole from me Dallas , Texas
*Consumer Comment: What?
*Author of original report: Santander who's keeping them in business
*General Comment: SCUSA it is what it is......
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This report was posted on Ripoff Report on 05/17/2011 11:07 AM and is a permanent record located here: http://www.ripoffreport.com/r/Santander-Consumer/Dallas-Texas-75247/Santander-Consumer-Roadloans-Triad-Financial-Take-back-what-the-Devil-stole-from-me-Dalla-730246. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 Consumer Comment
What?
AUTHOR: Tagurit - (USA)
SUBMITTED: Monday, February 06, 2012
POSTED: Monday, February 06, 2012#2 Author of original report
Santander who's keeping them in business
AUTHOR: Peggotti - (United States of America)
SUBMITTED: Wednesday, July 20, 2011
POSTED: Wednesday, July 20, 2011#3 General Comment
SCUSA it is what it is......
AUTHOR: SCUSA-Anonymous - (United States of America)
SUBMITTED: Tuesday, May 17, 2011
POSTED: Tuesday, May 17, 2011If you are, SCUSA is required by law to send you a Right to Cure letter before they pick up your vehicle.
If you didn't get one, report this information to the Department of Labor, Licensing Regulation ("DLLR"). They are regulated by DLLR and the Federal Reserve Bank (FRB).
After they repossessed your car, did you receive a notice? I believe in the state of Maryland the notice would be titled "Notice of Intent to Sale" or something similiar. Basically the notice tells you where the vehicle is, the date and time of sale. The Maryland NOI letters are all inaccurate and in violation of Maryland's Annotated code.
The NOI must containt the following:
(1) The right of the buyer to redeem the goods, and the amount payable for them;
(2) The rights of the buyer as to a resale, and his liability for a deficiency; and
(3) The exact location where the goods are stored and the address where any payment is to be made or notice delivered.
If this information is not included in your NOI, SCUSA must return your vehicle to you and waive all repossession fees, and update your Credit Report.
If this information is not included in your NOI, AND your vehicle was SOLD, then SCUSA must (by law), delete your trade line in your credit report, and waive the deficiency balance. By law they cannot collect the deficient balance if your vehicle was SOLD based off an invalid NOI letter.
any more question, feel free to contact me!

