- Report: #1144979
Report - Rebuttal - Arbitrate
Complaint Review: Santander USA
Santander USADallas, Texas USA
Santander USA Santander USA is nothing but a scamming loan shark Dallas Texas
*Author of original report: Here we go again
*General Comment: Punctuation
*Author of original report: Don't come for me Michelle
*General Comment: Late Payments
*Author of original report: Santander is a crook and Jim get a life
*Consumer Comment: And The FACTS Are.....
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I brought my car in May 2011 from Carmax and Santander USA financed me. I financed 18,960 and I put down $5000.00 in cash to lower my payments. I have always been on time making my payments on the 24th of every month. I fell behind last September of 2013 I had my car for 2 years at this point. I finanlly made the Sept and Oct payment together on Dec 23 two days before Christmas my truck was repossed. They took my truck at 3am Sunday morning when I called to see what I could do I was told to pay november and December which would have me current and the $400 repo fee would be put on the back end of my loan. I paid the $1020.00 at 1pm Sunday afternoon but because it was Sunday even though I could pay for it I could not pick my truck up until Monday morning. I picked my truck early Monday morning and I was told that the repo would not go on my credit because by Maryland state law if your vehicle is repo'ed and kept for 3 days or longer then it would go on your credit. Not only did they put it on my credit when I went to pay my truck off keep in mind the date I bought the truck and how much I got it for they said I still owe $18,960 as of 2/14/2014 and my trcuk's maturity date is 1/2018. Every payment I have made ALL went to interest from day one. Not one of my payments went to the principle. I get called 10 times a day for payments then I tried to do a tripp which is their form of lower your payment so you can pay it off but I was told that my interest is too high and the only way to help me is not to do a tripp.
They have been a total nightmare. I made three payments of $509.00 in February (2/7,2/20,2/28) and all post but the last on which posted on 3/14/2014 and now their saying I still owe Feb, March and April but Keep in mind I made 3 payments to pay in advance. Then the guy tells me that the payments where returned I did not know you culd get an NSF on a bank card or credit card I NEVER used a check because when I did use my checks they did not know where the payments went so now I use my bank card and I still have the same outcome. I don't know what to do but its stressing me out completely.On top of making my payments I have put over $3000.00 into the truck for repairs as well as cosmetic.. I'm at a total loss..
This report was posted on Ripoff Report on 05/08/2014 06:12 AM and is a permanent record located here: http://www.ripoffreport.com/r/Santander-USA/Dallas-Texas/Santander-USA-Santander-USA-is-nothing-but-a-scamming-loan-shark-Dallas-Texas-1144979. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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