I had been filling out applications for a loan (Secured Bankers Mortgage Company not being one of the places I applied to). A few days later at 8pm I received an email from Ms. Staci Coleman. My email was as follows
On behalf of Secured Bankers Mortgage Company we are glad to inform you of your loan approval in the amount of $10,000.00. Your application has been processed and forwarded to Secured Bankers Mortgage Company. Please contact me Staci Coleman to obtain loan terms and conditions and to verify the information submitted in our database at 1-888-405-4811 ext 248. You must contact me, at the above number in order to initiate your loan process. At Secured Bankers Mortgage Company we ensure full satisfaction and comfort to our clients, from low interest rates to low monthly payments, we achieve high recognition from our neighboring competitors. Regards, Staci Coleman
Toll free #: 1-888-405-4811 ext. 248
Personal Email: Scoleman.email@example.com
Office Email: Approvals@sbmortgageco.comWebsite Address: *www.Sbmortgageco.com http://www.sbmortgageco.com/
I knew right off the bat this was a scam just from my previous experiences with a*****e schemers. Even though it cannot be seen from me pasting the email the phone numbers, emails and website was in blue print like they had taken a standard response and just input their information. I did call the phone number and the answering machine did disclose the company name. However if you did not complete an app they are full of s**t.
Just a few helpful hints to prevent being taken advantage of:
1- No reputable company is going to contact you for a loan if you did not complete an application for them
2- Any company asking for a few months payment in advance are scams. Especially if they ask you to western union the payment. From my experience you will send them the money and then they will tell you that the insurance company (if they are claiming the loan has to be secured through insurance) or their own company has decided it was to high of a risk and ask you to send more money to release the loan. DON'T DO IT. SEND THEM NO MONEY AT ALL!!!!
3- When you call and it is always the same person answering the phone and/or they do not answer with a "[Company Name] how may I assist you," SCAM
4- If they say that their website is under construction at the time they are offering you the loan SCAM
5- If they are not BBB accredited but are "in the process" of being accredited wait and see if it happens, if not SCAM
6-If you are unable to speak with a manager most likely SCAM
7- if the company phone system does not disclose the company name SCAM
8- If when you do fill out an app the only way you can get in touch with them is send them a contact request form and they will get back to you, most likely SCAM
People are cruel these days they will steal your money to make theirs and the odds of you getting yours back is slim to none. My sincerest apologies to those who have fallen victim to this crap. I am a victim myself and this type of mess has caused me tremendous debt. I would hate for someone else to experience what I am going through.
Hope this helps