- Report: #137920
Report - Rebuttal - Arbitrate
Complaint Review: Select Portfolio Servicing, Inc (aka) Fairbanks
Select Portfolio Servicing, Inc (aka) Fairbanks10401 Deerwood Park Blvd. Jacksonville, Florida U.S.A.
Select Portfolio Servicing, Inc (aka) Fairbanks Capital Corp. Different name same old ripoff scam Returned Payments, Held, Didn't Apply Payments, Excessive Unexplained Fees, Ruined Credit Report, Foreclosure Jacksonville Florida
*Consumer Comment: Select Portfolio Predatory Lending Practices
*Consumer Comment: SPS - I am currently going through the same thing with SPS. I need an attorney to help me.
*Consumer Comment: Trying to fight them also...just starting the battle
*Consumer Comment: Who is this guy?
*Author of original report: WE BEAT THEM AND KEPT OUR HOUSE-Select Portfolio/Fairbanks Jax FL
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All they did was change their name. They continue to operate the same way they did before the class action suit.
This is (in a nutshell) what they have done to me:
*Have had my account screwed up for the past year
*Put payments into "unapplied funds"
*Misapplied payments (fees, incorrect month, etc.)
*Charged many unexplained fees (misc corp disbursement, property preservation [3x's in 1 year], etc.)
*Charged enormous late fees due to their errors
*Returned Oct 04 & Dec 04 payments to bank in Dec 04, said they couldn't find account, held Nov 04 payment,charged late fees, initiated FORECLOSURE.
*SPS Attorney in Ft. Lauderdale, FL filed a "Voluntary Dismissal of Foreclosure" with the Volusia County Court 1-27-05
*Account has been in dispute since 1/26/05
*SPS still says the foreclosure and all fees plus foreclosure fees & atty fees are correct (why then voluntarily dismiss it?)
*Faxed my grievance letter 3/11/05
*Called SPS 3/28/05-Still hadn't been logged in as received
*Cannot re-finance to get away from these people because of what they have reported on my credit report.
*Credit report says acct in dispute Foreclosure process initiated
It says NOTHING about the voluntary dismissal of foreclosure.
*On 3/21/05 credit said NO 30 60 or 90 day lates
*On 3/22/05 " " 2 120 day lates
*They reported on my credit during the dispute process which in a violation of my contract.
Etc. Etc. Etc. !!!
I WANT THESE PEOPLE SHUT DOWN!!!!
I have consulted a local lawfirm and am ready to proceed with whatever I have to to get these people!
If anyone has a class-action suit started COUNT ME IN!
Best to file a Rip-off Report here, Rip-off Report will work with lawyers to have you contacted.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
Let's put these people out of business for good!!
I have sent complaints to: FTC, HUD, FL ATTORNEY GENERAL, FL DEPT OF FINANCIAL SERVICES (the governing body for mortgage companies), and THE OFFICE OF THE COMPTROLLER FOR THE CURRENCY.
AND I'M NOT FINISHED!!! I will be contacting my senators as well.
SPS MUST BE STOPPED!!!
Holly Hill, Florida
This report was posted on Ripoff Report on 04/07/2005 12:24 PM and is a permanent record located here: http://www.ripoffreport.com/r/Select-Portfolio-Servicing-Inc-aka-Fairbanks/Jacksonville-Florida-32256/Select-Portfolio-Servicing-Inc-aka-Fairbanks-Capital-Corp-Different-name-same-old-ripo-137920. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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