This debt collection law firm is in the business of working the legal system in their own favor, taking advantage of those whose past debt misfortunes and mistakes have fallen into their hands. In dealing with collectors, I have found none as evil as this.
Even if you make regular payments to these people, they will try to get you to consent to a default judgment, then later if you haven't consented yet, they file a judgment anyway, and later send out a notice for Writ of Execution to try to get a "down payment" to go towards the debt. But don't think that's the end of it, it's only a down payment after all. They still want the rest, plus-- congratulations, they added on attorney fees.
Really want to get out of debt and settle or come up with a plan to "finally be free"? There is no getting rid of these people, they want all the money now, which would be nearly impossible for most people in this situation, and if you are not able to comply with this outrageous idea, they keep pushing and pushing, quietly and deceptively, always going on to the next level, always looking for more.
But is it just payments they are looking for? Maybe--- or do they? Hmmm... Do they truly want you to finish paying off your debts? Probably not. What they truly want is your soul, a lifelong relationship. You make payments, they want a judgment, pay a dollar less or a day late, here comes the notice for a writ of execution.
But what if you dot every "i" and cross every "t"? So what-- they know the law and you don't. An unfair advantage. By the time you figure out what to do, time is up, you couldn't get a lawyer in time and had no time to save up for one anyway, and they know that. Why they may have even sent the judgment to another address and you found out too late, which they're happy to let you know---at the last minute. Whatever the case, your time is up, you either panic and go to court to fight a losing battle alone, or miss it and get a default judgment in their favor. Either way, you lose.
Oh, and guess who pays for all this shuffling around? These are lawyers in the business of collections, so with every action they make, you pay, more and more. An attorney fee for this and that, they're refusing your payments because they are in the process of getting the Writ, the interest continues. Try to settle, no way, they won't settle for anything but full price, which is by the way, much more than you ever owed in the first place, maybe 3 times as much, due to their fees and interest and attorney fees.
It never ends, and it's not intended to. What you pay off in payments, they just add back onto your balance with attorney fees when they take it to the next level. Churning away, making more and more money for themselves, welcome to the never-ending money-making scheme called greed, and it's all at your expense.
Raleigh, North Carolina