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  • Report: #74889

Complaint Review: Simm And Associates

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  • Submitted: Fri, December 12, 2003
  • Updated: Fri, May 09, 2008

  • Reported By:Clarks Summit Pennsylvania
Simm And Associates
Biddle Ave Newark, Delaware U.S.A.

Simm And Associates Abusive, creepy, shady Newark Delaware

*Consumer Suggestion: Simm and Associates

*Consumer Comment: Address Info for Simms Associates so called agency. Their personnel are abusive and confrontational.

*Consumer Comment: Help for abused M.J. by SIMMS Assc

*Consumer Comment: Help for abused M.J. by SIMMS Assc

*Consumer Comment: Help for abused M.J. by SIMMS Assc

*Consumer Comment: Help for abused M.J. by SIMMS Assc

*Consumer Comment: Help for abused Simms Victim

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Someone from this company phoned my neighbors across the street looking for me, which is creepy because their name is not on their mailbox and theyve never met me. They brought me a note and I called Simm and Associates, or Simms Associates, getting a different wording with each call.

Ken was not in so I got to deal with Tracy. I told her that since I only had a note from my neighbors I needed her to mail me something with the company letterhead and official information before I transmitted any money by any means. Though Id been civil and even friendly, at this point she flipped out on me and began a long, loud rant that I couldnt break into, telling me I knew the company was legitimate. I told herin a calm voice that I was trying to set up a payment plan, but she hung up on me instead.

I called back and asked for a supervisor and was told none were on duty since everyone was working overtime. Huh? Then I called to see if I could get a different representative, but got Tracy again. This woman acted like I owe her 500 bucks personally, that I stole from her ailing grandmother. She insulted me, raising her voice higher and higher, telling me shes been doing this job for years and can tell what a phone call was leading up to. I told her she'd read me wrong because I had been trying to make arrangements to pay the debt and was only making a request any smart consumer would. Again, she hung up on me, singsonging, "Im so sorry this was unpleasant for you...have a nice daaaaayyy!" She was beyond rude; she sounded like I'd activated her evil twin personality. I couldnt get over it.

At one point she gave me Simm's mailing address, but I was unable to get a phone number from 800 information or local information in 302 area code in DE. There is also no listing on DE's BBB.

I was told that I must send money via Western Union or postdated bank draft immediately and that a postal money order would not be accepted and they dont take mail-in payments. Tracy told me, "Honey, I cant tell you if it'll rain tomorrow, but I can tell you that if you dont call Ken by noon tomorrow we WILL take these papers to the magistrate and they WILL begin procedure to arrest you. IS THAT WHAT YOU WANT? DO YOU WANT TO BE ARRESTED?" she hollered.

She'd mentioned something earlier about garnishing my wages. So it's completely unclear what method they plan to use, and, as I said, I was not given opportunity to make any arrangement whatsoever.

And now I wonder if I have a stalker because I dont know how this Ken guy found my neighbors or their phone number. Ive contacted the state police and the PA attorney generals office.

I also need help in dealing with these people; I hesitate to even call it a company, as that implies some set of rules to operate under.

M j
Scranton, Pennsylvania
U.S.A.

This report was posted on Ripoff Report on 12/12/2003 05:17 PM and is a permanent record located here: http://www.ripoffreport.com/r/Simm-And-Associates/Newark-Delaware/Simm-And-Associates-Abusive-creepy-shady-Newark-Delaware-74889. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 7Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Suggestion

Simm and Associates

AUTHOR: Cg - (U.S.A.)

Anyone contacted by this company and is verbally abused by any of it's employees should contact a lawyer. It is against the law , you have civil rights. There are certain procedures a collection company has to follow. DO NOT give them any of your banking information!!! Please listen to me and save your self the time and aggrivation. A lawyer dealing with this kind of debt can tell you anything you need to know.
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#2 Consumer Comment

Address Info for Simms Associates so called agency. Their personnel are abusive and confrontational.

AUTHOR: Jen - (U.S.A.)

I too have had a terrible time with this so called agency. Their personnel are abusive and confrontational.

I have their website address and mailing info for anyone who is looking for them. I will be sending a letter to the BBB and the Delaware Attorney Generals office if they do not comply with my request for proof of debt and valid information. They send letters without account information or proof of debt. Yet they actually expect you to just send them money. Yea, ok...

Hope the info below is helpful to anyone trying to get in touch with these clowns.
www.simmassociates.com
Physical Address:
SIMM Associates, Inc.
200 Biddle Avenue, Suite 200
Newark, Delaware 19702
How to Contact Us:
(302) 368-9422 Local
(800) 864-6033 Toll Free
(302) 368-9382 Fax

Mailing Address:
SIMM Associates, Inc.
P.O. Box 7526
Newark, Delaware 19714

Office Hours:
Monday through Thursday
8:00am to 5:00pm (EST)
Friday - 8:00am to 4:00pm (EST)
Collection Hours:
Monday through Thursday - 8:00am to 10:00pm (EST)
Friday - 8:00am to 4:00pm (EST)
Saturday - 8:00am to 12:00pm (EST)
Sunday - Client request only
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#3 Consumer Comment

Help for abused M.J. by SIMMS Assc

AUTHOR: J.M. - (U.S.A.)

M.J.
First M.J. is is ILLEGAL for sims to ask for a post dated anything (Referance TITLE VIII - DEBT COLLECTION PRACTICES [Fair Debt Collection Practices Act] 808. Unfair practices [15 USC 1692f]
A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
(3) The solicitation by a debt collector of any postdated check or other postdated payment instrument for the purpose of threatening or instituting criminal prosecution. ).

Second SIMMS Assc cannot threaten you with any criminal action ( Refer to: TITLE VIII - DEBT COLLECTION PRACTICES [Fair Debt Collection Practices Act] 807. False or misleading representations [15 USC 1692e]A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section: (4) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action. )I recomend you send a letter to SIMM advising them that they are no longer to contact you by phone. And that any and all communication will be done by correspondance.

Second, tape all convertsations in the future if they call again. It is NOT illegal to tape record conversations that may be used in a Civil case later on. It is illegal to use the tape in criminal prosecution. Also let them know you are taping when they call. They must Identify themselvs at the beginning of each phone call. I laso recoment you look up on the internet US TITLE VIII SECTION 8 or 15 USC 1600 and refresh yourself with the law regarding the Fair debt Collection Act.
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#4 Consumer Comment

Help for abused M.J. by SIMMS Assc

AUTHOR: J.M. - (U.S.A.)

M.J.
First M.J. is is ILLEGAL for sims to ask for a post dated anything (Referance TITLE VIII - DEBT COLLECTION PRACTICES [Fair Debt Collection Practices Act] 808. Unfair practices [15 USC 1692f]
A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
(3) The solicitation by a debt collector of any postdated check or other postdated payment instrument for the purpose of threatening or instituting criminal prosecution. ).

Second SIMMS Assc cannot threaten you with any criminal action ( Refer to: TITLE VIII - DEBT COLLECTION PRACTICES [Fair Debt Collection Practices Act] 807. False or misleading representations [15 USC 1692e]A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section: (4) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action. )I recomend you send a letter to SIMM advising them that they are no longer to contact you by phone. And that any and all communication will be done by correspondance.

Second, tape all convertsations in the future if they call again. It is NOT illegal to tape record conversations that may be used in a Civil case later on. It is illegal to use the tape in criminal prosecution. Also let them know you are taping when they call. They must Identify themselvs at the beginning of each phone call. I laso recoment you look up on the internet US TITLE VIII SECTION 8 or 15 USC 1600 and refresh yourself with the law regarding the Fair debt Collection Act.
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#5 Consumer Comment

Help for abused M.J. by SIMMS Assc

AUTHOR: J.M. - (U.S.A.)

M.J.
First M.J. is is ILLEGAL for sims to ask for a post dated anything (Referance TITLE VIII - DEBT COLLECTION PRACTICES [Fair Debt Collection Practices Act] 808. Unfair practices [15 USC 1692f]
A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
(3) The solicitation by a debt collector of any postdated check or other postdated payment instrument for the purpose of threatening or instituting criminal prosecution. ).

Second SIMMS Assc cannot threaten you with any criminal action ( Refer to: TITLE VIII - DEBT COLLECTION PRACTICES [Fair Debt Collection Practices Act] 807. False or misleading representations [15 USC 1692e]A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section: (4) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action. )I recomend you send a letter to SIMM advising them that they are no longer to contact you by phone. And that any and all communication will be done by correspondance.

Second, tape all convertsations in the future if they call again. It is NOT illegal to tape record conversations that may be used in a Civil case later on. It is illegal to use the tape in criminal prosecution. Also let them know you are taping when they call. They must Identify themselvs at the beginning of each phone call. I laso recoment you look up on the internet US TITLE VIII SECTION 8 or 15 USC 1600 and refresh yourself with the law regarding the Fair debt Collection Act.
Respond to this report!
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#6 Consumer Comment

Help for abused M.J. by SIMMS Assc

AUTHOR: J.M. - (U.S.A.)

M.J.
First M.J. is is ILLEGAL for sims to ask for a post dated anything (Referance TITLE VIII - DEBT COLLECTION PRACTICES [Fair Debt Collection Practices Act] 808. Unfair practices [15 USC 1692f]
A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
(3) The solicitation by a debt collector of any postdated check or other postdated payment instrument for the purpose of threatening or instituting criminal prosecution. ).

Second SIMMS Assc cannot threaten you with any criminal action ( Refer to: TITLE VIII - DEBT COLLECTION PRACTICES [Fair Debt Collection Practices Act] 807. False or misleading representations [15 USC 1692e]A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section: (4) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action. )I recomend you send a letter to SIMM advising them that they are no longer to contact you by phone. And that any and all communication will be done by correspondance.

Second, tape all convertsations in the future if they call again. It is NOT illegal to tape record conversations that may be used in a Civil case later on. It is illegal to use the tape in criminal prosecution. Also let them know you are taping when they call. They must Identify themselvs at the beginning of each phone call. I laso recoment you look up on the internet US TITLE VIII SECTION 8 or 15 USC 1600 and refresh yourself with the law regarding the Fair debt Collection Act.
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#7 Consumer Comment

Help for abused Simms Victim

AUTHOR: Tammy - (U.S.A.)

The address for them you have is correct. I am from DE and have horrible experiences with them as well. Contact the DE Attorney General's Office with your complaint and CC: Simms. When I did this, they finally responded to my complaint. The tele# listed is 302-832-7549. A collector can not threaten you or verbally abuse you. File a Cease and Desist order against them in writing and tell them that they are to have communications with you only in writing.
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