• Report: #506694

Complaint Review: Simmons First National Bank

  • Submitted: Fri, October 09, 2009
  • Updated: Fri, October 09, 2009

  • Reported By: John — Minneapolis Minnesota U.S.A.
Simmons First National Bank
501 Main St. Pine Bluff, Arkansas United States of America

Simmons First National Bank False Inquiries Posted to Credit Bureaus Pine Bluff, Arkansas

*General Comment: John, they do have a right to view your credit

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I filled out an online form for credit.  They wanted to see my prior year tax return to complete the application.  Since my business delayed my tax filings, there was no return to furnish them.  They put an inquiry on my history with the credit bureaus even though they never took a complete application in their definition.  I called to correct the matter.  Mary Ann Grimes said they would not remove the inquiry, but then she suggested I write a letter to her to be sent via physical mail with my complaint for them to consider.  I called to confirm they received the letter.  Miss Grimes said she did, but that they would not change their position.  They could offer no further justification.

This report was posted on Ripoff Report on 10/09/2009 12:12 AM and is a permanent record located here: http://www.ripoffreport.com/r/Simmons-First-National-Bank/Pine-Bluff-Arkansas-71601/Simmons-First-National-Bank-False-Inquiries-Posted-to-Credit-Bureaus-Pine-Bluff-Arkansas-506694. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 General Comment

John, they do have a right to view your credit

AUTHOR: IamGood - (USA)

John:

You filled out the credit application on line.  You gave them your social security number, and at the bottom of the application I am sure there was an indicator that filling out the app gave them permission to pull your credit.

Sorry, but I really dont see the big deal about this at all.  After all you tried to get a loan from them.

 

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