• Report: #356027

Complaint Review: Simplicity Gourmet/Pro Health Ultra/Equitable Acceptance Corp.

  • Submitted: Sat, July 26, 2008
  • Updated: Fri, July 10, 2009

  • Reported By:Newton Kansas
Simplicity Gourmet/Pro Health Ultra/Equitable Acceptance Corp.
144 Bain Drive Suite 200/157 Airport Road /200 Knuth Rd./PO Box 27007 LaVergne, TN 37086/Clarksville, TN 37042/Boynton Beach, FL 3, Tennessee U.S.A.

Simplicity Gourmet/ Pro Health Ultra/ Equitable Acceptance Corp. Companies take advantage of young poverty level customers LaVergne, Clarksville, Tennessee Boynton Beach, Florida Minneapolis, Minnesota

*Consumer Comment: Such claims are fair

*Consumer Comment: Such claims are fair

*Consumer Comment: Such claims are fair

*Consumer Comment: Such claims are fair

*UPDATE Employee: Simplicity Gourmet Scam Rebuttal

*UPDATE Employee: Simplicity Gourmet Scam Rebuttal

*UPDATE Employee: Simplicity Gourmet Scam Rebuttal

*Consumer Suggestion: How To Avoid This Kind Of Thing In The Future

*Consumer Suggestion: How To Avoid This Kind Of Thing In The Future

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My daughter and Army husband have two children and are living on WIC and below the poverty level due to military pay for Specialists 1. The were lured into a contract with the aforementioned companies with a promise of a vacation.

They ended up with $2200.00 worth of stainless steel cookware that could be purchased anywhere in the US for $400 to $500. They were also pressured into opening a revolving account with a credit entity that charges 18% APR and then charges $5.00 to $30.00 "Penalty" for paying via on line banking or via telephone debit.

They wanted to return the cookware and the company refused to take it because they had already been paid by the lending agent.

These kids are struggling every month just to pay for their basic needs and these unscrupulous companies prey on them. I have listened to their phone
conversations with the various entities and these businesses have no sense of fair play at all.

I think the company that sold the merchandise, Simplicity Brides of Hoynton Beach, FL should take the merchandise back and recover their monies from the lending agent that they pressured these kids into signing with. Their credit rating does not exist because they have never had credit and these
people have a $2200.00 indebtedness against them and they don't have the means to pay it and can't return the merchandise.

Dean
Newton, Kansas
U.S.A.

This report was posted on Ripoff Report on 07/26/2008 06:06 PM and is a permanent record located here: http://www.ripoffreport.com/r/Simplicity-GourmetPro-Health-UltraEquitable-Acceptance-Corp/LaVergne-TN-37086Clarksville-TN-37042Boynton-Beach-FL-3-Tennessee-37086-37042-37086-55/Simplicity-Gourmet-Pro-Health-Ultra-Equitable-Acceptance-Corp-Companies-take-advantage-356027. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Consumer Comment

Such claims are fair

AUTHOR: Gregg Brooks - (U.S.A.)

I am going to get straight to the point. I have already posted my complaint earlier and now that my account is headed to court because I refuse to pay for a product that has scammed, been fradulent, and lied I will voice my opinion again.

I am also sorry for those people that have been juked. It happened to me as well. Katie you are right, a binding contract is all the information you need to cover yourself. Will I lose in court...probably, but it can't get any worse.

Simplicity Gourmet Presentor states you can return the product, "no obligation." FRADULENT. Yet Equitable states you have only three days to opt out of the financing. These two companies work side to side to contradicting the idea of being able to reurn the product. The presenter's no obligation is only voiced, it is Simplicity's policy...LIARS. This is a SCAM (victimize: deprive of by deceit). I wonder if anyone in the BBB has this product...no their job is to identify these issues...they are the professionals.

Again I am sorry for those that fell in to this trap. Yes we should all be more educated. I am hoping that for any product that threatens on site purchase as consumers we should say NO! It's funny how actuall employees warn us that it is not a good company.

You state you are in good standing with the BBB. What about the old company that didn't. I'll do my research for my court date. There are just so many avenues and contridictions. The BBB can't always help due to legal obligations.

I really disagre how they threaten those in the military as well...DOD statement on back of contract. Threats...FTC doesn't agree with that either according to consumer rights no matter the circumstances.

I have sent a "mail only" request (Equitable) as well, but imagine that...They didn't get it.

Thanks again
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#2 Consumer Comment

Such claims are fair

AUTHOR: Gregg Brooks - (U.S.A.)

I am going to get straight to the point. I have already posted my complaint earlier and now that my account is headed to court because I refuse to pay for a product that has scammed, been fradulent, and lied I will voice my opinion again.

I am also sorry for those people that have been juked. It happened to me as well. Katie you are right, a binding contract is all the information you need to cover yourself. Will I lose in court...probably, but it can't get any worse.

Simplicity Gourmet Presentor states you can return the product, "no obligation." FRADULENT. Yet Equitable states you have only three days to opt out of the financing. These two companies work side to side to contradicting the idea of being able to reurn the product. The presenter's no obligation is only voiced, it is Simplicity's policy...LIARS. This is a SCAM (victimize: deprive of by deceit). I wonder if anyone in the BBB has this product...no their job is to identify these issues...they are the professionals.

Again I am sorry for those that fell in to this trap. Yes we should all be more educated. I am hoping that for any product that threatens on site purchase as consumers we should say NO! It's funny how actuall employees warn us that it is not a good company.

You state you are in good standing with the BBB. What about the old company that didn't. I'll do my research for my court date. There are just so many avenues and contridictions. The BBB can't always help due to legal obligations.

I really disagre how they threaten those in the military as well...DOD statement on back of contract. Threats...FTC doesn't agree with that either according to consumer rights no matter the circumstances.

I have sent a "mail only" request (Equitable) as well, but imagine that...They didn't get it.

Thanks again
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#3 Consumer Comment

Such claims are fair

AUTHOR: Gregg Brooks - (U.S.A.)

I am going to get straight to the point. I have already posted my complaint earlier and now that my account is headed to court because I refuse to pay for a product that has scammed, been fradulent, and lied I will voice my opinion again.

I am also sorry for those people that have been juked. It happened to me as well. Katie you are right, a binding contract is all the information you need to cover yourself. Will I lose in court...probably, but it can't get any worse.

Simplicity Gourmet Presentor states you can return the product, "no obligation." FRADULENT. Yet Equitable states you have only three days to opt out of the financing. These two companies work side to side to contradicting the idea of being able to reurn the product. The presenter's no obligation is only voiced, it is Simplicity's policy...LIARS. This is a SCAM (victimize: deprive of by deceit). I wonder if anyone in the BBB has this product...no their job is to identify these issues...they are the professionals.

Again I am sorry for those that fell in to this trap. Yes we should all be more educated. I am hoping that for any product that threatens on site purchase as consumers we should say NO! It's funny how actuall employees warn us that it is not a good company.

You state you are in good standing with the BBB. What about the old company that didn't. I'll do my research for my court date. There are just so many avenues and contridictions. The BBB can't always help due to legal obligations.

I really disagre how they threaten those in the military as well...DOD statement on back of contract. Threats...FTC doesn't agree with that either according to consumer rights no matter the circumstances.

I have sent a "mail only" request (Equitable) as well, but imagine that...They didn't get it.

Thanks again
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What's this?

#4 Consumer Comment

Such claims are fair

AUTHOR: Gregg Brooks - (U.S.A.)

I am going to get straight to the point. I have already posted my complaint earlier and now that my account is headed to court because I refuse to pay for a product that has scammed, been fradulent, and lied I will voice my opinion again.

I am also sorry for those people that have been juked. It happened to me as well. Katie you are right, a binding contract is all the information you need to cover yourself. Will I lose in court...probably, but it can't get any worse.

Simplicity Gourmet Presentor states you can return the product, "no obligation." FRADULENT. Yet Equitable states you have only three days to opt out of the financing. These two companies work side to side to contradicting the idea of being able to reurn the product. The presenter's no obligation is only voiced, it is Simplicity's policy...LIARS. This is a SCAM (victimize: deprive of by deceit). I wonder if anyone in the BBB has this product...no their job is to identify these issues...they are the professionals.

Again I am sorry for those that fell in to this trap. Yes we should all be more educated. I am hoping that for any product that threatens on site purchase as consumers we should say NO! It's funny how actuall employees warn us that it is not a good company.

You state you are in good standing with the BBB. What about the old company that didn't. I'll do my research for my court date. There are just so many avenues and contridictions. The BBB can't always help due to legal obligations.

I really disagre how they threaten those in the military as well...DOD statement on back of contract. Threats...FTC doesn't agree with that either according to consumer rights no matter the circumstances.

I have sent a "mail only" request (Equitable) as well, but imagine that...They didn't get it.

Thanks again
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#5 UPDATE Employee

Simplicity Gourmet Scam Rebuttal

AUTHOR: Katie - (U.S.A.)

I have worked with Simplicity Gourmet for over five years and have very close customers of mine that would beg to difer with you. You can view a number of their video testimonies (unscripted) on You Tube if you just type in "Simplicity Gourmet" into the search engine. These are actual customers whom come to my cooking schools every single month and whom I have cultivated friendships with over the past several years.

Would it be fair to assume that when your daughter came to our presentation, she was far more aware of her financial situation than we were and she, in fact, would have been the best judge if this was a good financial decision for her? Would it also be fair for me to assume that you were not at our presentation with your daughter? If this is the case, and your daughter is having some issues paying for her product, of course she would paint a picture to you much like the one that have described. It would make sense to me that she would feel like she could not justify her decision to you without deflecting blame elsewhere.

At our showcases, we do offer consumers an incentive package for attending the show as our thank you for their time and consideration into our products. Any company that has a product or service that they market has a sales tactic. Such companies advertise in magazines, newspaper ads, on TV & the radio, by word of mouth, etc. We choose to put our money into face to face, hands on advertising and are able to give away an incentive for your time in the process. Let's say that a quick lube oil change company offers a free air filter when you get your oil changed there. Is this a scam? No, but it is a sales tactic. Who wouldn't want a free air filter, they can be costly, but you do HAVE to choose to do business with the company to get it, right? Well, we offer a sales incentive as well, a legitimate, non-commital sales incentive that is given even if you DON'T buy anything.

Your daughter would have received her incentive whether she had chosen to purchase or not. Her credit is better than you are aware of or she would never have been approved for the order in the first place. We inquire into credit worthiness if the consumer chooses to finance the order; it would not benefit us in any way to put bad credit on our books, and we don't do it for any reason. Additionally, we have a fail-safe credit accepatance system in place both to protect the consumer and us. 2-3 days following the presentation, we have the finance company contact applicants whose credit has been approved in order to verify once again the consumer's identity and that they do still agree with the sales amount, the monthly payment amount, the interest, etc. We will not purchase and ship the order unless the consumer (either applicant) verifies it verbally. Either your daughter or her fiance/husband had ample opportunity to cancel their order, an order they were never, ever required to purchase, before their cancelation period.

At the end of a show, the presenter typically tells the group to feel free to look around and discuss their options and to meet him in the back of the room with any questions and to get their vacation information. He is looking for the people who want to purchase; when a person doesn't want to purchase, they receive their gifts, and the sales person quickly moves on to the next consumer.

We do have a contract with the customer. Just like the consumer has rights in order to ensure their protection, we, as a company, have rights that inherantly protect us. It is a federal law that a consumer has the right to CXL order that is applied for on credit within three business days from the date of transaction. This is standard from furniture stores to car lots to mortgage companies. We have this in all capital, bold lettering three seperate times on the contract as well as we hand write the exact CXL by date on the contract, so that there is no confusion as to what that date would be. Next to the handwritten cxl by date, it is written in capital, bold letters that after this date, all sales are final. It is fully disclosed, multiple times, as what our CXL policy is and how to CXL the order. We do not count weekends or federal holidays in the 3 days to CXL and we consider the postmark sufficient to determine the third day, it does not have to reach our office by the third day as long as it is postmarked by the third day.

I feel it is slanderous and unfair to make such claims toward a company as being a "scam," "fraudulant," and "liars" that is simply upholding a contract that your daughter willfully and knowingly entered into, fully knowing her own financial situation. We have an exemplary standing with the BBB and are a BBB accredited agency: http://nashville.app.bbb.org/report/37004265; if this was an typical complaint, you would have a legitimate complaint with them and would have many more before and behind you, which isn't the case at all because, unlike your daughter, 99.9% of our customers have taken personal responsibility regarding their order. The truth of the matter is that your daughter has overextended herself, as many of us tend to do, and now needs to deflect her buyer's remorse somewhere else. Please understand I do have sympathy for customer's who find themselves in this situation, a situation that I myself have found myself in before, but the fact still remains that she entered into a contract, that she was not required do, had ample time to cancel her contract and did not, and now has a financial responsibility to fulfill the terms of the contract, just as we have are bound by the same contract.

If there is something wrong with her product, we are happy to repair or replace it. But as far as her finanical responsiblity for the decision that she has made, she is past her CXL period and the order will stand as such.

Feel free to contact me anytime for anything.

Many Blessings,
Katie Snyder
Client Services Director
Simplicity Gourmet, Intl.
866-897-7676
ksnyder@simplicitygourmet.com
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#6 UPDATE Employee

Simplicity Gourmet Scam Rebuttal

AUTHOR: Katie - (U.S.A.)

I have worked with Simplicity Gourmet for over five years and have very close customers of mine that would beg to difer with you. You can view a number of their video testimonies (unscripted) on You Tube if you just type in "Simplicity Gourmet" into the search engine. These are actual customers whom come to my cooking schools every single month and whom I have cultivated friendships with over the past several years.

Would it be fair to assume that when your daughter came to our presentation, she was far more aware of her financial situation than we were and she, in fact, would have been the best judge if this was a good financial decision for her? Would it also be fair for me to assume that you were not at our presentation with your daughter? If this is the case, and your daughter is having some issues paying for her product, of course she would paint a picture to you much like the one that have described. It would make sense to me that she would feel like she could not justify her decision to you without deflecting blame elsewhere.

At our showcases, we do offer consumers an incentive package for attending the show as our thank you for their time and consideration into our products. Any company that has a product or service that they market has a sales tactic. Such companies advertise in magazines, newspaper ads, on TV & the radio, by word of mouth, etc. We choose to put our money into face to face, hands on advertising and are able to give away an incentive for your time in the process. Let's say that a quick lube oil change company offers a free air filter when you get your oil changed there. Is this a scam? No, but it is a sales tactic. Who wouldn't want a free air filter, they can be costly, but you do HAVE to choose to do business with the company to get it, right? Well, we offer a sales incentive as well, a legitimate, non-commital sales incentive that is given even if you DON'T buy anything.

Your daughter would have received her incentive whether she had chosen to purchase or not. Her credit is better than you are aware of or she would never have been approved for the order in the first place. We inquire into credit worthiness if the consumer chooses to finance the order; it would not benefit us in any way to put bad credit on our books, and we don't do it for any reason. Additionally, we have a fail-safe credit accepatance system in place both to protect the consumer and us. 2-3 days following the presentation, we have the finance company contact applicants whose credit has been approved in order to verify once again the consumer's identity and that they do still agree with the sales amount, the monthly payment amount, the interest, etc. We will not purchase and ship the order unless the consumer (either applicant) verifies it verbally. Either your daughter or her fiance/husband had ample opportunity to cancel their order, an order they were never, ever required to purchase, before their cancelation period.

At the end of a show, the presenter typically tells the group to feel free to look around and discuss their options and to meet him in the back of the room with any questions and to get their vacation information. He is looking for the people who want to purchase; when a person doesn't want to purchase, they receive their gifts, and the sales person quickly moves on to the next consumer.

We do have a contract with the customer. Just like the consumer has rights in order to ensure their protection, we, as a company, have rights that inherantly protect us. It is a federal law that a consumer has the right to CXL order that is applied for on credit within three business days from the date of transaction. This is standard from furniture stores to car lots to mortgage companies. We have this in all capital, bold lettering three seperate times on the contract as well as we hand write the exact CXL by date on the contract, so that there is no confusion as to what that date would be. Next to the handwritten cxl by date, it is written in capital, bold letters that after this date, all sales are final. It is fully disclosed, multiple times, as what our CXL policy is and how to CXL the order. We do not count weekends or federal holidays in the 3 days to CXL and we consider the postmark sufficient to determine the third day, it does not have to reach our office by the third day as long as it is postmarked by the third day.

I feel it is slanderous and unfair to make such claims toward a company as being a "scam," "fraudulant," and "liars" that is simply upholding a contract that your daughter willfully and knowingly entered into, fully knowing her own financial situation. We have an exemplary standing with the BBB and are a BBB accredited agency: http://nashville.app.bbb.org/report/37004265; if this was an typical complaint, you would have a legitimate complaint with them and would have many more before and behind you, which isn't the case at all because, unlike your daughter, 99.9% of our customers have taken personal responsibility regarding their order. The truth of the matter is that your daughter has overextended herself, as many of us tend to do, and now needs to deflect her buyer's remorse somewhere else. Please understand I do have sympathy for customer's who find themselves in this situation, a situation that I myself have found myself in before, but the fact still remains that she entered into a contract, that she was not required do, had ample time to cancel her contract and did not, and now has a financial responsibility to fulfill the terms of the contract, just as we have are bound by the same contract.

If there is something wrong with her product, we are happy to repair or replace it. But as far as her finanical responsiblity for the decision that she has made, she is past her CXL period and the order will stand as such.

Feel free to contact me anytime for anything.

Many Blessings,
Katie Snyder
Client Services Director
Simplicity Gourmet, Intl.
866-897-7676
ksnyder@simplicitygourmet.com
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#7 UPDATE Employee

Simplicity Gourmet Scam Rebuttal

AUTHOR: Katie - (U.S.A.)

I have worked with Simplicity Gourmet for over five years and have very close customers of mine that would beg to difer with you. You can view a number of their video testimonies (unscripted) on You Tube if you just type in "Simplicity Gourmet" into the search engine. These are actual customers whom come to my cooking schools every single month and whom I have cultivated friendships with over the past several years.

Would it be fair to assume that when your daughter came to our presentation, she was far more aware of her financial situation than we were and she, in fact, would have been the best judge if this was a good financial decision for her? Would it also be fair for me to assume that you were not at our presentation with your daughter? If this is the case, and your daughter is having some issues paying for her product, of course she would paint a picture to you much like the one that have described. It would make sense to me that she would feel like she could not justify her decision to you without deflecting blame elsewhere.

At our showcases, we do offer consumers an incentive package for attending the show as our thank you for their time and consideration into our products. Any company that has a product or service that they market has a sales tactic. Such companies advertise in magazines, newspaper ads, on TV & the radio, by word of mouth, etc. We choose to put our money into face to face, hands on advertising and are able to give away an incentive for your time in the process. Let's say that a quick lube oil change company offers a free air filter when you get your oil changed there. Is this a scam? No, but it is a sales tactic. Who wouldn't want a free air filter, they can be costly, but you do HAVE to choose to do business with the company to get it, right? Well, we offer a sales incentive as well, a legitimate, non-commital sales incentive that is given even if you DON'T buy anything.

Your daughter would have received her incentive whether she had chosen to purchase or not. Her credit is better than you are aware of or she would never have been approved for the order in the first place. We inquire into credit worthiness if the consumer chooses to finance the order; it would not benefit us in any way to put bad credit on our books, and we don't do it for any reason. Additionally, we have a fail-safe credit accepatance system in place both to protect the consumer and us. 2-3 days following the presentation, we have the finance company contact applicants whose credit has been approved in order to verify once again the consumer's identity and that they do still agree with the sales amount, the monthly payment amount, the interest, etc. We will not purchase and ship the order unless the consumer (either applicant) verifies it verbally. Either your daughter or her fiance/husband had ample opportunity to cancel their order, an order they were never, ever required to purchase, before their cancelation period.

At the end of a show, the presenter typically tells the group to feel free to look around and discuss their options and to meet him in the back of the room with any questions and to get their vacation information. He is looking for the people who want to purchase; when a person doesn't want to purchase, they receive their gifts, and the sales person quickly moves on to the next consumer.

We do have a contract with the customer. Just like the consumer has rights in order to ensure their protection, we, as a company, have rights that inherantly protect us. It is a federal law that a consumer has the right to CXL order that is applied for on credit within three business days from the date of transaction. This is standard from furniture stores to car lots to mortgage companies. We have this in all capital, bold lettering three seperate times on the contract as well as we hand write the exact CXL by date on the contract, so that there is no confusion as to what that date would be. Next to the handwritten cxl by date, it is written in capital, bold letters that after this date, all sales are final. It is fully disclosed, multiple times, as what our CXL policy is and how to CXL the order. We do not count weekends or federal holidays in the 3 days to CXL and we consider the postmark sufficient to determine the third day, it does not have to reach our office by the third day as long as it is postmarked by the third day.

I feel it is slanderous and unfair to make such claims toward a company as being a "scam," "fraudulant," and "liars" that is simply upholding a contract that your daughter willfully and knowingly entered into, fully knowing her own financial situation. We have an exemplary standing with the BBB and are a BBB accredited agency: http://nashville.app.bbb.org/report/37004265; if this was an typical complaint, you would have a legitimate complaint with them and would have many more before and behind you, which isn't the case at all because, unlike your daughter, 99.9% of our customers have taken personal responsibility regarding their order. The truth of the matter is that your daughter has overextended herself, as many of us tend to do, and now needs to deflect her buyer's remorse somewhere else. Please understand I do have sympathy for customer's who find themselves in this situation, a situation that I myself have found myself in before, but the fact still remains that she entered into a contract, that she was not required do, had ample time to cancel her contract and did not, and now has a financial responsibility to fulfill the terms of the contract, just as we have are bound by the same contract.

If there is something wrong with her product, we are happy to repair or replace it. But as far as her finanical responsiblity for the decision that she has made, she is past her CXL period and the order will stand as such.

Feel free to contact me anytime for anything.

Many Blessings,
Katie Snyder
Client Services Director
Simplicity Gourmet, Intl.
866-897-7676
ksnyder@simplicitygourmet.com
Respond to this report!
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#8 Consumer Suggestion

How To Avoid This Kind Of Thing In The Future

AUTHOR: Billy E. White - (U.S.A.)

Greetings. I want to say right off the bat that I am sorry for the situation that your relatives have found themselves in. I am sure it is an unfair situation.

The best advice I can give you to help yourself and your loved ones avoid this kind of thing in the future is this: EDUCATE YOURSELF, EDUCATE YOURSELF, EDUCATE YOURSELF.

The facts are pretty cold. We live in a Capitalist society (in the United States). That means anyone who can kick and claw there way to reach whatever goal they want, WHILE OBEYING, or in some cases "dancing around," THE LAW, can do whatever they please to whomever they please or can fool into doing so. There are vulchers out there just waiting to pounce on unsuspecting people. That is why you must arm yourself with knowledge and know what to do in certain circumstances.

Your family was probably "baited" into this sceme with an offer of a vacation. But you must realize, or THEY must realize, that nothing is free. Why would someone want to just give this vacation away or trade it for some cheaper services? The saying "If it sounds too good to be true, it probably is not." Wether it's a vacation or a internet coupon, anything offered like that should be refused. Or you might find yourselves in a pretty tight spot wondering where this thing went wrong.

Me, personally, I say no to everything. Even when they offer me free coupons online, I decline. Because noone is going to offer you anything for free unless they make out better in the end. NOONE. And unfortunatly there are masses of people out there either with no experience with such things or lower intelligence that fall for this. That helps keep the "vulchers" pockets runnath over.

Again, I am sorry that this has happened to your family. Some people don't want to work honestly anymore. They want to cheat, lie and steal in our big "Capitalist" country. Now we (the tax payers) are going to be expected bail out these companies on Wall Street. But thats another story.
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#9 Consumer Suggestion

How To Avoid This Kind Of Thing In The Future

AUTHOR: Billy E. White - (U.S.A.)

Greetings. I want to say right off the bat that I am sorry for the situation that your relatives have found themselves in. I am sure it is an unfair situation.

The best advice I can give you to help yourself and your loved ones avoid this kind of thing in the future is this: EDUCATE YOURSELF, EDUCATE YOURSELF, EDUCATE YOURSELF.

The facts are pretty cold. We live in a Capitalist society (in the United States). That means anyone who can kick and claw there way to reach whatever goal they want, WHILE OBEYING, or in some cases "dancing around," THE LAW, can do whatever they please to whomever they please or can fool into doing so. There are vulchers out there just waiting to pounce on unsuspecting people. That is why you must arm yourself with knowledge and know what to do in certain circumstances.

Your family was probably "baited" into this sceme with an offer of a vacation. But you must realize, or THEY must realize, that nothing is free. Why would someone want to just give this vacation away or trade it for some cheaper services? The saying "If it sounds too good to be true, it probably is not." Wether it's a vacation or a internet coupon, anything offered like that should be refused. Or you might find yourselves in a pretty tight spot wondering where this thing went wrong.

Me, personally, I say no to everything. Even when they offer me free coupons online, I decline. Because noone is going to offer you anything for free unless they make out better in the end. NOONE. And unfortunatly there are masses of people out there either with no experience with such things or lower intelligence that fall for this. That helps keep the "vulchers" pockets runnath over.

Again, I am sorry that this has happened to your family. Some people don't want to work honestly anymore. They want to cheat, lie and steal in our big "Capitalist" country. Now we (the tax payers) are going to be expected bail out these companies on Wall Street. But thats another story.
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