• Report: #192571

Complaint Review: Skyfission - Whiteovernite - Nova Pointe

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  • Submitted: Sun, May 21, 2006
  • Updated: Tue, May 23, 2006

  • Reported By:Sacramento California
Skyfission - Whiteovernite - Nova Pointe
2060 East Francis St. Ontario, California U.S.A.

Skyfission - Whiteovernite - Nova Pointe Extortion Bank Fraud Breech of Contract Ripoff Ontario California *EDitor's Suggestions on how to get your money back into your bank account!

*Author of original report: Info on Skyfission and Nova Pointe LLC

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I stupidly ordered this teeth whitening system for Free plus $3.95 S&H.

In Feb. 2006, as soon as I noticed $115.15 withdrawn from my bank account, I contacted whiteovernight.com. by email. E-mail exchange went on and on with someone from this company whom I believe to be the author of the rebuttal at this site. I do not believe this is an employee, but the owner of the website instead. He/She told me my account was cancelled. This was on 3/1/06. I have the e-mail to prove it.

My bank acct. was charged $115.15 on May 2, 2006 and another $115.15 five days later! May 7, 2006. I have made several phone calls to the company and have spoken with so called reps. I faxed proof of my cancellation on March 1, 2006, and have a voicemail from the company acknowleging such.

Since my initial contact with the company on May 11, my acct. has STILL not been credited. This is stealing! I have filed complaint with the CA Attorney General's office and also am filing a case in small claims court for $500.00. Anyone want to do a class action suit? Contact me.

Cindy
Sacramento, California
U.S.A.

often won't contest the disputed chargEDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies e. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
We are not a collection agency.

We are Consumer Advocates.
...the victims' advocate

WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

This report was posted on Ripoff Report on 05/21/2006 01:15 PM and is a permanent record located here: http://www.ripoffreport.com/r/Skyfission-Whiteovernite-Nova-Pointe/Ontario-California-91761/Skyfission-Whiteovernite-Nova-Pointe-Extortion-Bank-Fraud-Breech-of-Contract-Ripoff-O-192571. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Author of original report

Info on Skyfission and Nova Pointe LLC

AUTHOR: Cindy - (U.S.A.)

I too have been ripped off by this company. They keep debiting my account and I had to cancel my card. I am doing research on this company. I do not want them "just" shut down. I want Joseph Gieoli arrested. Please help me and make calls.
He is stealing from people's bank accts. I have proof that I cancelled on 3/1/06, yet keep getting charged $115.15. Twice in May!!

NovaPointe LLC
#200206910112
Joseph Gieoli = Agent for Service of Process (Sue him!)
2060 E. Francis St.
Ontario, CA 91761

Phone # 1-800-566-0959
Fax # 909-947-3653

AKA Skyfission LLC
#200207410146
10808 Foothill Blvd.
Rancho Cucamonga, CA 91730

Joseph's home address may be

Ontario Police Dept.
WE HAVE PROBABLE CAUSE FOR AN ARREST


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