Smart Shoppers Savings Club Buyers Club? Flags were raised with regard to this company...every step of the way! Internet

BAD VIBES---3/1/2012---They solicited me on the phone this afternoon after I had checked a box on some other website offering coupons. In fact, their call came within half an hour after finishing with that online coupon thing. On the phone they told me that upon paying $6.95 for material they would be sending me (including a $100 Target gift card), I would also receive an email so that I could start reviewing their deals the same day. I was also told that if I did not cancel within the 7-day free trial, that I would be charged $64.35 on March 31, 2012. 
 
Well, an email did come, but it did not take me to review their deals, but instead to a Sign-up Screen for the very same thing (this was the First Flag Raised). I then called the company and was told that I wouldnt be in the system until 48 hours had passed and that at that time an email would be sent so I could review their deals (Second Flag Raised).  
 
Simply by chance, about 5 hours after signing up, I was checking my bank account online and saw both charges listed in my pending transactions (Third Flag Raised). Immediately upon seeing the charges already on my account, I did a search for Complaints Smart Shoppers Savings Club. That search led me to this site and many others, each with complaints about this company (Forth & Final Flag was Flying High and Flapping in the Breeze of Rip-Off City)!  BTW, the first charge of $6.95 was listed as Buyers Club and the second charge of $64.35 was listed as Shopping Club (which was not supposed to hit until 3/31/12, and only then, if I did not cancel the 7-day Free Trial).
 
I immediately called my banks 24 hour service # and explained to them the situation and requested that both charges be removed from my account. They filled out the necessary claim form and I was assured that matter would be resolved (p.s. I am not the only one who has requested this of them about this company, yet another Flag, eh!
 
BTW, as the company also asked for the 3 digit security code on the back of my card, I went ahead and had my card cancelled for I believe there is a serious risk of them trying to charge my card again in the future. I took this action primarily from reading horror stories from others about this company online!
 
Sum it up . . . and I know we all know this by now and so did I . . . what compelled me to fall for this type of scam is beyond me . . . IF IT SEEMS TOO GOOD TO BE TRUE...well, you all know the rest of that saying! TIP FOR THE FUTURE . . . check for the complaints first to avoid these types of scams. Best of luck to everyone who is in the middle of resolving their own issues with this company.