• Report: #449481

Complaint Review: Smart Step Insurance

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  • Submitted: Thu, May 07, 2009
  • Updated: Tue, August 09, 2011

  • Reported By:Cape Coral Florida
Smart Step Insurance
Internet U.S.A.

Smart Step Insurance Called saying they're associated with Bank of America and offered Accidental Death Benefit Life Insurance Internet

*Consumer Comment: Stephen,

*Consumer Comment: RIOTS IN LONDON POEM

*Consumer Comment: PINT OF GUINNESS SONG

*Consumer Comment: Stephen, Try to imagine making over $500,000 per hour throughout the entire year of 2010........

*Consumer Comment: Stephen, Please don't tell anyone this, but the reason that the.......

*Consumer Comment: "IMPEACH O'BOMB-A POEM".....

*Consumer Comment: Encore presentation of- TOYOTA CHRISTMAS SONG 2007

*Consumer Comment: Urgent Alert: THE STOCK MARKET CRASH WAS PREDICTED IN A CHRISTMAS TUNE IN NOVEMBER 2007!!!

*Consumer Comment: STEPHEN, WELCOME TO AMERICA-

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I am a licensed life insurance agent. I know the law well. I'm not presently selling insurance for anyone -- and don't want to.

This firm called, promised an Accidental Death Benefit policy, and then said I would be billed monthly through automatic withdrawals from my checking account.

I never received anything in the mail. I never signed for anything. Two months later automatic withdrawals began which overdrew my account costing me more money and trouble. This is illegal and the insurance commissioner can sue for this and win without difficulty.

Calling them: The answering systems says, "We're available to take your call from 7AM to 7PM, Thankyou." (There is no time zone mentioned. Where they are is mysterious.)

Calling in mid day I get another recording: "Due to high call volume we're unable to process your call now. Please call again later."

This can go on for eternity. They should all have an accidental death.

I've called Bank of America. I'm trying a few more times to reach Smart Step. If that doesn't work I'm calling and writing to the Florida State Insurance Commissioner. Attorneys involved in Class Action Law Suits against this firm are invited to contact me.

Stephen
Cape Coral, Florida
U.S.A.

This report was posted on Ripoff Report on 05/07/2009 03:54 AM and is a permanent record located here: http://www.ripoffreport.com/r/Smart-Step-Insurance/internet/Smart-Step-Insurance-Called-saying-theyre-associated-with-Bank-of-America-and-offered-Acc-449481. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Consumer Comment

Stephen,

AUTHOR: Karl - ()

Feel free to type in 284134 at this website and click on Ripoff Report #284134 and read what is posted in Consumer Comment #1 for important information. Here are two of that things that were stated in that consumer comment-

Quote: "Events don't cause corporations to collapse. It's the OPINIONS of the events that trigger the collapse." - November 13, 2007.

Quote: "The BIGGEST RIPOFF in the History of the USA is happening RIGHT NOW, and most cannot even see it!!!" - November 13, 2007.

Ten months later, in September of 2008, Lehman Brothers collapsed, the stock market crashed, and the banking system in the USA melted down. Several other large corporations were also on the verge of collapsing including General Motors, Chrysler, AIG, Fannie Mae, and Freddie Mac. You can 'Google' this- FRONTLINE: INSIDE THE MELTDOWN, and watch that documentary on the web for proof.

Have a great day!

P.S. It appears that you have to 'Google' this- ALL READER COMMENTS PAGE 1 OF 101 BUSINESSWEEK, and click on the BusinessWeek link in order to read the comment that was posted on May 31, 2008 at 9:13 PM. (The comment is currently listed on 'Page 10'.)
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#2 Consumer Comment

RIOTS IN LONDON POEM

AUTHOR: Karl - (USA)

RIOTS IN LONDON POEM

Riots in London
'Cause the people are mad
Tell Batman and Robin
Text mommy and dad
Werewolves in London
So many are scared
Their leaders are liars
No truth to be shared
This poem is over
You can watch London riots
Lots of fraud and corruption
In their Monarchy's diets.

End.

Anyone can 'Google' this- RIOTS IN LONDON, and watch the related videos on the web.

Don't forget to 'Google' this- WHO OWNS THE FED?, and go to the site with the 5 charts and see who sits at the top of 'Chart 1'.

Thank You

WELCOME TO LONDON- DON'T BE TOO CONCERNED WITH THE RIOTS, JUST KEEP BELIEVING THAT THE INEPT AND CORRUPT PEOPLE WHO ARE RUNNING THE COUNTRY WILL FIGURE SOMETHING OUT SO MORE BUILDINGS AREN'T SET ON FIRE
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#3 Consumer Comment

PINT OF GUINNESS SONG

AUTHOR: Karl - (USA)

HAVE ANOTHER PINT OF GUINNESS
(Please sing to the tune of- "I've Been Working On The Railroad")

Anyone can 'Google' this- I'VE BEEN WORKING ON THE RAILROAD SONG LYRICS MIDI BOY SCOUT, and sing the following lyrics to that tune, correct?

Here we go- 1, 2, 3, 4....

Have another pint of Guinness
 Meet me at the Pub
People laughing and they're singing
 Call up Barney and text Bub
Everybody loves their Guinness
 Guinness is so thick and it's so stout
Tell the world to drink some Guinness
 Have them all come out.

People are so happy when they're sipping
 Everybody's meeting at the Pub, we say;
Guinness is so dark and kinda bubbly
 Drink a pint of Guinness today.
Sip, sip, sippity-sip-sip
 Gulp-gulp gulpity, gulp, gulp, I say;
Sip, sip, sippity-sip-sip
 Have another pint today.

End.

Anyone can 'Google' this- BARACK OBAMA SIPS GUINNESS AT THE PUB, and read the related articles on the web.

Thank You

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#4 Consumer Comment

Stephen, Try to imagine making over $500,000 per hour throughout the entire year of 2010........

AUTHOR: Karl - (USA)

and making $5 Billion for the year.

If you stay at this site and type in 688047 and go to the consumer comments section at Ripoff Report #688047, you can read about how a banker made $570,780.00 per hour in 2010.

FACT: There are 24 hours in a day.
FACT: There are 365 days in a year.
FACT: 24 x 365 = 8,760 hours in a year.
FACT: 8,760 hours x $570,780.00 per hour = $5.0000328 Billion U.S. dollars.
FACT: That's a lot of money.

"Knowledge is power."

POWER TO THE PEOPLE
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#5 Consumer Comment

Stephen, Please don't tell anyone this, but the reason that the.......

AUTHOR: Karl - (USA)

United States of America will go into another severe Recession, or perhaps even a Depression, is that the United States of America is a country whose foundation is solidly built on lies, deception, fraud, manipulation, greed, trickery, deep corruption, and the constant pursuit to financially injure the innocent people living here and all over the world.

In order to understand why the U.S. economy collapsed and the banking system melted down in September of 2008, simply 'Google' this- THERE IS NO GAS SHORTAGE, and go to the BusinessWeek article dated April 1, 2008, and then scroll back to the comment that was posted almost three years ago on May 31, 2008 at 9:13 PM.

(I believe that comment appears on, or around, 'Page 10' in the comments section to that BW article.)

FACT: That comment was posted four months BEFORE the collapse of the U.S. banking system and the stock market crash, which occurred in September of 2008. The Dow Jones lost a record 777 points in one full day of trading on September 29, 2008.

Good luck to you!

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#6 Consumer Comment

"IMPEACH O'BOMB-A POEM".....

AUTHOR: Karl - (USA)

is available at this website!

*Just type in 724176 and it appears in the consumer comments section at Ripoff Report #724176.

Thank You

WELCOME TO THE WHITE HOUSE- WE'RE UNDER COMPLETE CONTROL OF THE FEDERAL RESERVE BECAUSE THEY ALSO CONTROL WALL STREET AND WANT TO TAKE CONTROL OF AFGHANISTAN & IRAQ SO THEY CAN PROFIT ON THE OIL AND TRILLIONS OF DOLLARS OF MINERALS THAT LIE BENEATH THE GROUND IN BOTH COUNTRIES, AND SINCE THE FEDERAL RESERVE ULTIMATELY CONTROLS THE U.S. MILITARY, IT HAS DECIDED TO TAKE IRAQ & AFGHANISTAN BY FORCE BEFORE CHINA CAN CUT A DEAL WITH AFGHANISTAN AND GET TO THE LITHIUM FIRST, BECAUSE "LITHIUM" IS THE MINERAL OF THE FUTURE THAT WILL POWER COMPUTERS, CELL-PHONES, AND THE BATTERIES FOR FUEL-CELL CARS, AND WHOEVER GETS TO THE LITHIUM FIRST WILL PROFIT THE MOST

P.S. Don't forget to 'Google' this- U.S. IDENTIFIES VAST MINERAL RICHES IN AFGHANISTAN, and read the related articles on the web to understand why the USA really has its troops in that country, and why they'll be there until the USA takes over that region of the world.
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#7 Consumer Comment

Encore presentation of- TOYOTA CHRISTMAS SONG 2007

AUTHOR: Karl - (USA)

TOYOTA CHRISTMAS SONG 2007
(Please sing to the tune of- "Hark! The Herald Angels Sing")

Anyone can 'Google' this- SING A LONG CHRISTMAS CAROLS, and click on 'Hark! The Herald Angels Sing' and sing the following lyrics to that tune, right?

Here we go- 1, 2, 3, 4....

Funo said to Jimmy Press
Too much heat and too much stress
I don't like coming to work
Watanabe is a jerk.

Engines sludging
Solaras broke
This job is a 
Big fat joke.

But the money is so good
Engine sludge under the hood
Call our Lawyers give them cash
The Stock Market is about to CRASH!!

(Repeat three more times.)

End.

***Anyone can stay at this site and type in 283703 and go to 'Consumer Comment #1' at Ripoff Report #283703 to see that the above song was originally posted on November 8, 2007.

FACT: The Dow Jones opened at 13,299 points on November 8, 2007, and closed at 13,266 points when the above song was originally posted.

FACT: Ten months later, on September 29, 2008, the Dow Jones lost a record 777 points in one full day of trading.

FACT: On March 9, 2009, the Dow Jones closed at its lowest level in over a decade. The Dow closed at 6,547 on March 9, 2009.

FACT: Anyone can go to Yahoo! and type in- DJI HISTORICAL PRICES, and go to that site to verify all of the above Dow Jones opening and closing numbers.

FACT: The last line in the above song came true. The stock market CRASHED on September 29, 2008. The Dow Jones lost 777 points that day.

Thank You

"Knowledge is power."

POWER TO THE PEOPLE
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#8 Consumer Comment

Urgent Alert: THE STOCK MARKET CRASH WAS PREDICTED IN A CHRISTMAS TUNE IN NOVEMBER 2007!!!

AUTHOR: Karl - (U.S.A.)

That's right!!!

Simply 'Google' this- RIP OFF REPORT TOYOTA AND GULF STATES TOYOTA LEMON HOUSTON TEXAS, and go to the 'Update' entitled- 'Here Is What You Can Do!'

The lyrics of that song are to be sung to- 'Hark The Herald Angels Sing'.

It was posted on 11-8-2007, which was well before the stock market crash.

Thank you.

POWER TO THE PEOPLE!


Sing a song- you can't go wrong!
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#9 Consumer Comment

STEPHEN, WELCOME TO AMERICA-

AUTHOR: Karl - (U.S.A.)

IN FRAUD WE TRUST!

Remember, without FRAUD, CORRUPTION, DECEPTION, GREED, LIES, MANIPULATION, & the CONSTANT PURSUIT TO FINANCIALLY INJURE THE INNOCENT, the U.S. economy basically shuts down!!!

The USA is one giant ILLUSION!

The U.S. economy is one GIANT ILLUSION!

It's all being EXPOSED for the WORLD to see!

I'm Karl, and I approve this Update!

More poems coming.

POWER TO THE PEOPLE
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