• Report: #306831

Complaint Review: South West Financial Lending

  • Submitted: Wed, February 06, 2008
  • Updated: Thu, February 07, 2008

  • Reported By:Erie Pennsylvania
South West Financial Lending
7250 N 16th St. Suite 400 Phoenix, Arizona U.S.A.

South West Financial Lending Albert Bentley scam, lied, deceived, wire, moneygram, private lender Phoenix Arizona

*Author of original report: ohhh mr bentley....

*Consumer Comment: i have called your company for 6 days straight

*UPDATE Employee: How have you been scammed?

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This is the email I recieved days after applying on their website:

I am pleased to inform you that your loan application in the amount of 10,000.00 has been approved. The terms of your loan are as follows.

Principal $10,000.00

Interest Rate 7.95%

Monthly Payment $243.89

Term 48 Months

Based on the information in your credit file your loan must be secured. You can secure your loan in one of two (2) ways.

Your first option is the Guarantor or Co-signer option.

Your Co-Signer must have a beacon score greater than 700 and have an annual income of $55,000.00 per year or more.

Your second option is a Creditors Insurance Policy.

There are two different levels of coverage depending on your needs and suitability.

The first level is Standard Coverage which covers you for; disability/loss of income. The coverage starts in the event you are unable to work at gainful employment, if you become disabled or are laid off/down-sized from your current employment. This carries a one time fee of $1,205.99

The second level of coverage is Full Coverage. Full Coverage gives you the benefit of Standard Coverage with the added benefits of death and bankruptcy coverage. This coverage is normally taken out by business owners. This carries a one time fee of $2,500.00

The creditors insurance fees are 100% refundable to you, once youve completed the probationary period. After 6 months of consecutive payments on time and in full

50% of the policy is refunded back to you. The balance upon payment in full of the principal and interest.

Attached to this email are your loan documents. The documents have been setup with the full coverage option. If you would like to downgrade to standard coverage or use the Co-Signor option please feel free to call me at the number below.

Please sign the documents and fax them to 800-761-0270 ATTN Albert. Please include a clear photocopy of a valid piece of ID as well as income verification (pay stub, or job letter).

Albert Bentley

Senior Loan Consultant

South West Financial Lending

800-713-9569 ext 419



I agreed to the 2500, they supposedly placed that amount on my credit card ..which is on hold until it is actually verified. I do not have access to it they told me to send in my own money since they already gave me the money on my unsecured credit card anyway. I was told to moneygram it to a female's name (supposedly the demarco insurance ) in newfoundland canada. I told the female (andrea) who took over Mr. (fake) Bentley's calls because he supposedly was moved to be a manager, I told her that i was only allowed to send 500 at a time according to walmart. She said that was ok. I researched them in the beginning (middle of January) and could not find any info anywhere. The Better business bureau opened a search according to my inquiry. no other info available until today on this websit and on yahoo answers from others who are being scammed by these folks.

Erie, Pennsylvania

This report was posted on Ripoff Report on 02/06/2008 06:47 PM and is a permanent record located here: http://www.ripoffreport.com/r/South-West-Financial-Lending/Phoenix-Arizona-85020-5264/South-West-Financial-Lending-Albert-Bentley-scam-lied-deceived-wire-moneygram-private-306831. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Author of original report

ohhh mr bentley....

AUTHOR: Tomicarob - (U.S.A.)

I informed your employee Andrea, mr bentley that the money that was to be deposited to my credit card in the amount of 2500 dollars was not completly posted yet and my cc company told me by the 14th of February that should be done. I was told that if I don't get that money in by this Friday the 8th I could not get the loan. Furthermore I was told to moneygram it to a woman in Newfoundland Canada which was a satellit office for demarco insurance. And I was told to use my own money..how else would it be done by the 8th? God is your judge not me.
He sure did not make a fool when I was born either. I am a mother of 5 and have been working since I was 15 years old. I make a decent living. I'm not foolish. Or desperate enough to be scammed. And besides the last time I spoke with you was January 16th when I recieved that fax. You guys don't return calls, faxes or emails until it came down to getting money wired. Then you had Andrea calling me atleast 10 times in a day. You can't handle your own business? If it walks like a chicken, clucks llike a chicken, and runs like a chicken then it is just that.........
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#2 Consumer Comment

i have called your company for 6 days straight

AUTHOR: Jennifer - (U.S.A.)

on behalf of me. dykes, i must let everyone know that i have contacted the company relentlessly. i have left 62 emails and 42 voice mail messages, one every hour on the hour, beginning 02/01/2008. i have recieved no response from anyone. you request to be contacted, but you cannot answer the phone, fax or email?
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#3 UPDATE Employee

How have you been scammed?

AUTHOR: Albert Bentley - (U.S.A.)

This young lady applied for financing with our company. She was approved and given options with which to secure her financing. The necessary funds for the insurance were provided to her out of her loan. She has not paid a penny of her own money, yet she claims that we have scammed her. All of the complaints that individuals have made against our company are fraudulent in their nature because we have not taken a penny of anybody's money. It is unfortunate that individuals are able to use this forum to voice concerns that they have without actually being accountable for the results of their accusations. Ms Dykes if you had a problem you should have called us rather than defame our character online. You have not been asked to put forward your own money, yet you say you have been scammed. You have not even made payment, yet you say you have been scammed. I hope that you do not plan on defrauding our company by keeping the funds you have been provided.

Albert Bentley.
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