- Report: #142348
Report - Rebuttal - Arbitrate
Complaint Review: Spectra Financial Benefits
Spectra Financial Benefits100-A Walnut SWt. #253 Champlain, New York U.S.A.
Spectra Financial Benefits Scamming trustworthy people in need of a little help with their financial resources Ripoff Champlain New York
After waiting longer than I was told, 25 bussiness days, I called and found out that my "application" had not been approved until two weeks after the money was paid to them. Less than a week later an attempt was made by Spectra to remove an additional $249.00 from my account which I did not authorize. I did not have sufficient funds available in my account and this prevented the theft and also gave me a $33 overdraft fee to pay. They tried to steal an additional $249 from me. So today I recieved my "package" and it has absolutely nothing of any use to me. I am being roped in to paying an additional $39.95 for a so-called setup fee for the cash card they will send after I return the application form and fee. Not an UNSECURED credit limit as I was assured but a cash card with no value.
So in essence I have lost 249.00 dollars that would have been double if I had had the money to be stolen ,and I can prove that the second transaction was attempted by going to my bank,and either I pay an extra 40.00 dollars or get nothing at all. Please somebody tell me what to do .
North Wales, Pennsylvania
This report was posted on Ripoff Report on 05/11/2005 11:51 AM and is a permanent record located here: http://www.ripoffreport.com/r/Spectra-Financial-Benefits/Champlain-New-York-12919/Spectra-Financial-Benefits-Scamming-trustworthy-people-in-need-of-a-little-help-with-their-142348. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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