- Report: #140871
Report - Rebuttal - Arbitrate
Complaint Review: Spectra Financial Benefits
Spectra Financial Benefits100-A Walnut St. #253 Champlain, New York U.S.A.
Spineless Spectra Financial Rip-off ripoff, lied, stole money, rude woman that answers phone Champlain New York
*Consumer Comment: Spectra; Integra; CoreCo; Majestic; et al.
*Consumer Suggestion: This is not an all inclusive method of combatting this company but all the steps may be beneficial - be prepared for the off shore scam artisits
I told her I wanted my money back and she told me it was non-refundable. I told her I looked their company up on the net and I already know they are scamming everyone they can. She repeated that I wasn't getting my money back.
I then called the processor in Cali and spoke with a man named Johnny. He said he could put in for my refund but they stopped processing for Spectra on Feb.19 due to several complaints like mine. My account was debited Feb.21. What luck!
The only thing that worked was going to my bank and unauthorizing the debit. You only have 60 days to do this. I went in on day 59. I signed an affadavit the bank lady typed up for me. She told me she had never seen a company not give the money back when requested from a bank. That was less than a week ago and today I was called from the bank. Good news! My money has been put back into my account. I am being charged a $30 stop payment fee due to me compromising my own info. to the company to begin with and giving them permission to debit in the first place. I wouldn't have been charged this fee if only I had said I never authorized it in the first place.
Best advice to anyone whom has been ripped off by this company. Don't waste your time on the phone with that lady. She's part of the "plan". Just go to your bank and do it ASAP and unauthorize the debit. Yes, it's some paper work but it's worth it and the company isn't getting away with your hard earned money. Hope this info helps.
This report was posted on Ripoff Report on 04/28/2005 09:45 PM and is a permanent record located here: http://www.ripoffreport.com/r/Spectra-Financial-Benefits/Champlain-New-York-12919/Spineless-Spectra-Financial-Rip-off-ripoff-lied-stole-money-rude-woman-that-answers-pho-140871. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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