• Report: #140114

Complaint Review: Spectra Financial

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  • Submitted: Sun, April 24, 2005
  • Updated: Sun, April 24, 2005

  • Reported By:Salem Oregon
Spectra Financial
100-A Walnut St. #252 Champlain, New York U.S.A.

Spectra Financial Benifits Ripoff Took money didn't send my card or anything else Champlain New York

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Got a call from the "company" around a month or so, offering me a MasterCard with a $2000 credit limit, with no interest for the first three years, and that all they need is a "small processing fee" of $249.00, which is a "one time only" fee,( lucky me). And of course, having bad credit from my divorce, I thought getting a credit card would not only help repair my credit, but come in handy in case of emergencies.

So far, it's been over a month, and I have talked to the company almost every day, waiting by the mail box for my card, as the transmission is my truck went out, and i was going to use the money as a down payment on a new rig. But I still haven't recieved anything, and have gotten nothing but the run around each time I call.

First I was told that my card was sent out on the 10th, then when it didn't arrive in a timely fashion, I called again, and was told it was sent out on the 19th, and was then given a bogus tracking number for USPS. The dealership is now asking for they're money, as they have paid of my other loan, and I have to tell them that I was a victim of fraud, which they don't care about, all they want is they're money. And I can't get a loan form the credit union, as my credit is too bad.

James
Salem, Oregon
U.S.A.

This report was posted on Ripoff Report on 04/24/2005 12:25 PM and is a permanent record located here: http://www.ripoffreport.com/r/Spectra-Financial/Champlain-New-York-12919/Spectra-Financial-Benifits-Ripoff-Took-money-didnt-send-my-card-or-anything-else-Champlai-140114. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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