• Report: #132727

Complaint Review: Spectra Financial

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  • Submitted: Thu, February 24, 2005
  • Updated: Thu, February 24, 2005

  • Reported By:St. Louis Missouri
Spectra Financial
100 A. Walnut St. Unit 243 Champlian, New York U.S.A.

Spectra Financial ripoff stolen money scam never recieved credit card paid money up front charged $60 from another affiliate also Champlian New York

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I was called and offered a credit card for a one time fee of $249, no annual fee, no finance charges for the first three years and then after that 4.9%. I accepted and paid the $249 on January 21, 2005 and was told I would recieve my card in the next 25 days and I have yet to receive the credit card even after the money was withdrawn from my account. I called the number I was given and the customer service rep. told me to be expecting the card by the end of February. I received a pin# and an activation #. I was unable to ever receive a phone number to the main office.

I was also charged on my account a $59.90 regarding a long distance phone service from a company called Protel. I have sent a letter to this bogus "Spectra Financial" and I have not heard back from them yet nor do I expect to since this is a scam. I plan to prosecute or do everything that I can to get my money back and save the rest of people like me from being ripped off. I am in the process of hiring an attorney. I am also open for suggestions if anyone is willing to help or if you know something.

Christine
St. Louis, Missouri
U.S.A.

This report was posted on Ripoff Report on 02/24/2005 07:20 PM and is a permanent record located here: http://www.ripoffreport.com/r/Spectra-Financial/Champlian-New-York-12919/Spectra-Financial-ripoff-stolen-money-scam-never-recieved-credit-card-paid-money-up-front-132727. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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