- Report: #67583
Report - Rebuttal - Arbitrate
Complaint Review: Spiegel - FNCB - Merrick Bank
Spiegel - FNCB - Merrick BankP.O. Box 9204 Old Bethpage, New York U.S.A.
Spiegel - FNCB - Merrick Bank No communication/recourse for consumers...RIPOFF charging 40% APR with balance transfers!!!! Hicksville New York
The first call they offered me the number and address. I tried the number and it was only automated so they offered for someone to call me back...(never happened.) The second call I asked to speak to someone about the FCNB account information. A snotty girl offered me the same info/numbers/addresses. I asked to speak to a supervisor (nicely of course) and she snottily transferred me where I was hung up on.
The third call I finally spoke to a supervisor at Spiegel who only offered me apologies and little more information. I have decided to pull up my credit report because I was scared that I was being taken advantage of - what else can I think when I pay $100 and only $4 goes towards my balance?!?!?!
My credit report shows that I closed the account (which I did not) but it shows on time and my balance. I have taken this account to a debt consolidator in New York. When I told them the situation with my last payment, they balked at the fact that this had happened. They estimated that the new bank - which they told me was MERRICK BANK IN HICKSVILLE NEW YORK had to be charging me at least 35% in interest a month!!!!!
It makes me sick that we are being treated like 2nd class citizens when we once were "valued customers" of FCNB/Spiegel etc. I am mad that basically $96 dollars went somewhere into a bank's pockets which have to be deep enough to reach to the 7th level of dante's inferno....or this is how I see it.
If there is a class action out there, I would like info. I will print the DOT's information and try to read it. This is not right and people who were in good standing with FCNB should not just be dumped into a new bank that charges over 35% APR!!!
Good luck to everyone.
This report was posted on Ripoff Report on 09/25/2003 02:11 PM and is a permanent record located here: http://www.ripoffreport.com/r/Spiegel-FNCB-Merrick-Bank/Old-Bethpage-New-York-11804/Spiegel-FNCB-Merrick-Bank-No-communicationrecourse-for-consumersRIPOFF-charging-40-67583. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
- Keep the name short & simple, and try different variations of the name.
- Do not include ".com", "S", "Inc.", "Corp", or "LLC" at the end of the Company name.
- Use only the first/main part of a name to get best results.
- Only search one name at a time if Company has many AKA's.
Advertisers above have met our
strict standards for business conduct.