- Report: #771700
Report - Rebuttal - Arbitrate
Complaint Review: Springleaf Financial Services
Springleaf Financial Services601 NW Second St Evansville, Indiana United States of America
Springleaf Financial Services American General Finance personal loan credit FCRA violation rights credit report reporting Evansville, Indiana
*Consumer Comment: Excellent. credit
*Consumer Comment: Never use them
*Consumer Comment: Spring Leaf in Fox Lake ILL. JERKS!
*Consumer Comment: You negotiated a settlement
*General Comment: 21.9% loan rate is cheap for our State
*Consumer Comment: BEWARE IF THESE LOAN SHARKS!
*Consumer Comment: I SALUTE THE LAST COMMENTER!
*Consumer Comment: You are a person of principle. They are not.
*Consumer Comment: More information
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I then contacted the hired collection agency who informed me that it was out of their hands, and that only Springleaf could update that information (as Springleaf was the one reporting it to begin with). I once again filed a dispute with the credit bureaus, which Springleaf once again ignored, and illegally certified the information as accurate. It wasn't until some time later that they finally updated all of my credit reports. However, they still did not completely and accurately update the accounts, which still report some inaccurate information to this day.
When I contacted Springleaf about their violations of my rights, and the inaccurate reporting, their Senior Attorney Mr. S. Michael Gray, sent back an extremely rude letter outlining how I was a deadbeat client, and that my letter meant nothing to them. He closed out with a statement that they would refuse to respond to any additional correspondence from me.
Companies such as these have an obligation under the LAW to take information disputes seriously, and to only report accurate and complete information. By quickly rebuffing the credit bureau disputes, they broke the law again.
Despite my attempts to have Springleaf resolve the matter, they have chosen to ignore me. Thus, I am filing legal action against them and making sure the public is aware of their abusive tactics. I can tell you with some degree of certainty that they are abusing my rights because I turned out to be a bad client for them. I took my licks, and eventually paid the debt, more than could probably be said for a great number of their defaulted accounts, yet they still wish to treat me like trash.
This report was posted on Ripoff Report on 08/31/2011 09:56 PM and is a permanent record located here: http://www.ripoffreport.com/r/Springleaf-Financial-Services/Evansville-Indiana-47701/Springleaf-Financial-Services-American-General-Finance-personal-loan-credit-FCRA-violation-771700. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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