• Report: #165500

Complaint Review: Sps Select Portfolio Servicing

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  • Submitted: Tue, November 22, 2005
  • Updated: Sat, November 26, 2005

  • Reported By:Brooklyn New York
Sps Select Portfolio Servicing
Select Portfolio Servicing P.O. Box 65450 Salt Lake City UT 84165-0450 Salt Lake City, Utah U.S.A.

Sps Select Portfolio Servicing aka Fairbanks Capital ripoff Salt Lake City Utah

*Consumer Comment: Courts do not STOP Them

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To make a long story short 2003 I began having trouble with the mortgage servicer Fairbanks capital they alleged I missed three payments. I was immediately placed in foreclosure. Payments were refused. I attempted to make an equatable agreement yet ended accepting an agreement that only favored the servicer and mortgager.

When I could not possibly comply with the full terms of the agreement. Fairbanks refused to make any reasonable arrangement. I file a complaint with the FTC. Later I became part of the Fairbanks FTC HUD settlement agreement in which I was suppose to recieve monies overcharged and redress. Although the terms of the settlement agreement were afirmed on May 13,2004.

Strangely on May 19, 2004 a construction company working adjacent to my property wether through intent or neglience caused the undermining of the buildings foundation further ran a catipilar into the structure of the building. I was forced out of my home of more then twenty years a lock placed on the door by construction workers. My valuable possession stolen. In essence left homeless with no where to go with my children a 6 an 12 year old and disabled commonlaw spouse. Because my mail delivery was stopped I was not aware of a foreclosure sale date and had to file an emergency stay with the bankruptcy court.

In the hope that all matters and issues would be clarified and resolved. Shortly during this time Fairbanks capital changed its name to SPS select Portfolio Servicers. I felt that because of Fairbanks capital impropriaties and actions the reason they where taken to court along the lines of those listed by FTC HUd settlement agreement. Although I am part of the agreement the inflated fees and escrow were indicative of insurance coverage futher the redress fund for harmed caused equal to cover mortgage and provide restitution to the property to a like new or make new condition the mortgager has been relentless in persuit to wrest title to the property and has attempted to sell the property on several ocassions.

I believe that all that has happen to me and my family hinges on the criminal yet faced with many adversities and no help from agencys put in place to help. It would smeen things are made to be covered up. I felt that the mortgage should have been suspended cancelled and underwritten and restitution made.

On one end I see my family was put in peril emotional duress our life interupted and uprooted. Where on the other end I see possible lost of property equity and future income. These should not happen in a democracy with a constitution and judicial process. Since 2004 I have been swamped with predators and opportunist with no real solution any positive asistance would be appreciated.

Maritza
Brooklyn, New York
U.S.A.

This report was posted on Ripoff Report on 11/22/2005 08:29 AM and is a permanent record located here: http://www.ripoffreport.com/r/Sps-Select-Portfolio-Servicing/Salt-Lake-City-Utah-84165-0450/Sps-Select-Portfolio-Servicing-aka-Fairbanks-Capital-ripoff-Salt-Lake-City-Utah-165500. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Consumer Comment

Courts do not STOP Them

AUTHOR: Elizabeth - (U.S.A.)

NEW JERSEY This is the state I am working from...but we are really only over the Verazzano Bridge straight through Bayonne...and am protesting in Jersey City NJ....a section called Country Village in Jersey City, NJ.
We have a peition that we are circulating...I will also put it on aol.

I will put 2 types on ...One for the Congress of the USA..so anyone can sign it throughout the nation.

Download them, change them to meet your local officials (ie state)..change it to your circumstances (your home etc)
If you are from NJ ...make copies

And one specifically for the senators of NJ...add your case to the petition or use it to create your own petition...circulate & send them to the congress..or we can put them all together & I will petition the congress to hear us...and our senators in New Jersey.

Anyone who has been the victim of these predators...GO PUBLIC...GO VERY PUBLIC...

STOP being ashamed of what they have put us through!!

WOMEN...just like rape...IT IS NOT YOUR FAULT!!!

EVERYONE....it is them ...not us...get mad as h_ll & not take it anymore...PROTEST PUBLICLY!!!

The courts are not helping...we need to protest and protest very publicly ...get as much of the media involved as possible...contact the national media as well as your very local little papers...put an add in your local papers...get an email to supply the public with the complaint websites and the federal/hud decision web-site on predatory mortgager FAirbanks Capitol...LITTON LOAN services their loans...and continues with their illegal tactics...

CONTACT your SENATORS on the FEDERAL level...THEY have to bring pressure on the FTC to police their settlement ...get your senators to sponsor state legislation on protection for you..

This is what I am doing in NJ...we need to band together to bring the public's attention to these horrendous practices & destruction of human lives....

I will always believe that they caused my aunt's final stroke...it killed her...

CONTACTS...YOUR FEDERAL SENATORS....YOUR LOCAL FBI OFFICE)...YOUR LOCAL & NATIONAL MEDIA ...NOW (ORGANIZTION FOR WOMEN)....AL SULLIVAN OF THE HUDSON REPORTER & BAYONNE COMMUNITY NEWS...ACORN (ACTIVIST GROUP FIGHTING PREDATORY MORGAGES)

WOMEN...contact the national/local NOW group ..I think it is the National Organization for Women.

PLEASE DO NOT GIVE UP!!!
Litton Loan is continuing its rippoff in NJ. WHY AREN'T THEY BEING STOPPED? For the Jersey Girl in Plainfield.
Put a call into BOTH Senator Corzine's office( 1-973-645-3030) &
Senator Launtenberg's (1-973-639-8700)(ask for L.Evenchick, may take some time to get back to you best time is a TUES/THURS) office.

Both are in the Gateway Bldg in Newark. Tell them you are seeking their help with these Predatory Mortgage Companies & their predatory servicing companies...
INSIST that your name & story be sent to the FTC from their offices.

Write your story in CHRONOLIGICAL ORDER with dates, names, circumstances. any proof that you might have about Litton Loan Services or your own (Fairbanks/Conti mortgage) they assigned the loan to Litton Loan Services which was to suppose to act as a "collecting agent", but refused to let us pay the loan & then bougt the house for $47, 818.00

believe it or not CONTACT the FBI in their headquarters in NEWARK, NJ ask for Agent Ransom.
& Bayonne Community News...1-201-437-2460...I may have given the incorrect tel numbers before but these is the correct ones...Call to see if there is a more local office of the FBI for you

Contact the Hudson Reporter/Bayonne Community News & ask for A. Sullivan...
1-201-798-7800
Contact the Jersey Journal & ask for Carly Baldwin or Martina
201-653-1000

Contact your local paper & supply them with the complaint websites.

Contact your local /national media...
Channel 2 NEWS
TIP 1-212-975-2161

Arnold Diaz
1-877-426-3668 or
www.cbsnewyork.com/shame

Channel 5 FOX NEWS CHANNEL
1-888-369-4752....1-212-452-3808

Channel 9 TIP LINE
Barbara Nevins Taylor...1-800-249-6397
BNevinsTaylor@wwortv.com
or
Investigations@wwortv.com

7 ON YOUR SIDE
1-212-456-3173
1-212-456-3100
Channel 7 Investigators 1-877-847-6397

Channel 11News
TIP LINE
1-212-210-2411
1-212-949-2411

DAILY NEWS
TIP LINE
1-212-210-6397

New York Times
NYTNEWS@ANYTIMES.COM
News Tips
NEWS-TIPS @ANYTIMES.COM
1-888-698-6397


GO PUBLIC I am doing talks to our local churches & senior citizens...
We are doing a protest in Jersey City...We have started a petition to all the officials in NJ ..

If you wish to contact me, please leave your information with any of the above offices & reporters..

Tell them you would wish to contact us for information on how to do these protests & either start your own petition or start to spread ours whichever you want.

Do a search on predatory mortgages on aol...you may find our petition...

We will help!! Do not bother with class action suit..IT DIDN'T WORK FOR US...WHY NJ ISN'T SUPPORTING THE FEDERAL SETTLEMENT ...I DO NOT KNOW...BUT WANT TO KNOW.
Let us find the others in NJ ..it is an election year ...maybe that wi8ll bring pressure to bear on these sharks!

I have been advised that our case is a case of both consumer fraud & FRAUD.

ALSO, contact your local representatives of ACORN...it is an activist group that is dealing with Predatory mortages.
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