- Report: #755452
Report - Rebuttal - Arbitrate
Complaint Review: St. Johns Insurance Company
St. Johns Insurance Company6675 Westwood Blvd. Suite 360, Internet United States of America
St. Johns Insurance Company Refused to Reinstate Cancelled Policy for no Good Cause , Internet
*Consumer Comment: Read what you are signing
*General Comment: A possible reason...
*Consumer Comment: the right to refuse business
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I called my insurance broker who also tried to have the policy reinstated, St. John's refused. I contacted the State of Florida Department of Finance, they also were refused by St. Johns. I learned the State of Florida has no powers to compel a company to reinstate coverage regardless of the situation. St. Johns initially stated that they would not reinstate because I was an out of state owner, they were told that I had a local property manager. Then they changed the reason to something else. Please be aware that I have NEVER filed a insurance claim, have excellent credit and the house is in immaculate condition in a very nice residential neighborhood. They simply refused to reinstate my policy providing no good cause or reason. The application I filled out never disclosed that they could arbitrarilly terminate coverage. I spoke with a dozen other insurance companies and they were shocked over how St. Johns Insurance company handled this situation. This company should be booted out of Florida for their shabby consumer practices. It cost me an extra $200 for a new premium and hours on the phone trying to explain to other agents why this POS company cancelled me.
Florida needs new insurance laws to run these types of companies, like St. Johns out of Florida for dishonest business practices. It's a shame that Florida politicians don't take the time to investigate and prosecute companies like St. Johns Insurance and run them right out of the state.
This report was posted on Ripoff Report on 07/19/2011 07:37 PM and is a permanent record located here: http://www.ripoffreport.com/r/St-Johns-Insurance-Company/internet/St-Johns-Insurance-Company-Refused-to-Reinstate-Cancelled-Policy-for-no-Good-Cause-Int-755452. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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