My wife paticipated in a "survey" about a month ago. They told her that she would recieve a book a coupons from known companies like, Wal-Mart, Fred Meyer, Safeway, Etc. She started thinking about the upcoming christmas holiday and glady did the survey and paid the $4.95 for the shipping and handling.
About a week later there is a charge for from to different companies for $4.95 and from another one for $119.90. I called the bank and disputed the charges. The bank gave back the two $4.95 charges immediately but said that they would have to "investigate" the $119.90 and that I would be receiving a form in the mail that I needed to sign and send back.
I heard nothing from them and just absorbed the check amount and the $204.00 in bank charges. This month Half Price Tv and Star Communications struck again. This time there where only two charges, one for $149.90 and another for $129.90. Along with that was $272.00 in overdraft fees. So to date they have cost me $875.70. For a coupon book that we have never recieved? Anyway, today 10/12/05, we have filed criminal charges with the Lincoln County Sheriff's office (Case# 05S-03471) and filed formal fraud charges with our bank, whom I might say is being very prompt with their response. The Account is now frozen and we have opened a new one.
Here is some VERY good advice. If a company calls you and wants personal information, get a phone number, address and the name of the person that was requesting the information. If, after you have verified who they are and still would like to purchase their products or services, CALL THEM BACK.