- Report: #585388
Complaint Review: Suntrust Bank
| Suntrust Bank 344 Monument Rd
Internet United States of America |
|
Suntrust Bank Lost payment and bank fees Internet
*Author of original report: Anwer to Question 2
*Author of original report: Answer to your questions
*Consumer Comment: Questions...
*Consumer Comment: Just curious..
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After many attempts of making my car payments online, sending checks in the mail, month after month, Suntrust saying they never recieved it ontime and countless late fees, an employee of the Regency Branch in Jacksonville told me to use the night drop box. She told me that they would retrieve the check the next morning and process it on time. Great. I dropped my check as instructed into the box. I waited and watched my account , and moneys were taken out of my Regions Bank account. 10 days later I start getting phone calls saying that I need to make my payment. I told them I did and said they would investigate. The phone calls came to me at work constantly. I told them to stop the harrasment that I had made the payment. I went into the branch and they all but called me a liar stating that they didnt think I actually dropped it in and that I may have been mistaken. They asked me to give another check. Since this had happened not once but twice before , I refused and told them to find the check. After about 6 weeks and constant calls to me, I gave them another check. 6 1/2 months later, with no announcement to me, they cashed the original check. I went to the branch and the manager did not want to talk to me. There was no apology and when I asked for fees to be returned to me they told me that this was not a Suntrust Policy. I have been burned for many, many late fees, harrassed and I feel treated disrespectfully by this bank. Be warned, if you are borrowing money for a car or anything else, no matter what a deal it looks like at the time, run as fast as you can the other way from this bank. They are heartless theives that are screwing people over.
This report was posted on Ripoff Report on 03/25/2010 09:48 AM and is a permanent record located here: http://www.ripoffreport.com/r/Suntrust-Bank/internet/Suntrust-Bank-Lost-payment-and-bank-fees-Internet-585388. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 Author of original report
Anwer to Question 2
AUTHOR: Linda - (United States of America)
SUBMITTED: Friday, March 26, 2010
#2 Author of original report
Answer to your questions
AUTHOR: Linda - (United States of America)
SUBMITTED: Thursday, March 25, 2010
You first stated that you made the payment by check and the money was taken out of your Regions Bank Account. But later you say that this original check was "cashed" 6 1/2 months later. Just how was it cashed again if the money was already gone from your account?
The only way the money would have been taken out when you first dropped it off is if SunTrust submited the check. Did you try to get a copy of that check to show that it was paid?
And when they finally found the check they lost and cashed it, what is the date on the check? You should be able to find a copy online, or go to the bank and they should print it out for you. They may charge a fee for this as well, but if it helps your case it is worth it.
I ask this because it could help prove your case, and even though the bank may claim too much time has passed for them to do anything, if it ends up the reason it took too much time is the fault of the bank, they legally have to make good, which would include returning all fees associated.

