• Report: #4881

Complaint Review: Superior Bank FSB

  • Submitted: Mon, April 09, 2001
  • Updated: Wed, January 16, 2002

  • Reported By:
Superior Bank FSB
One Ramland Road Orangeburg, New York U.S.A.

Superior Bank FSB should be scam banking! *REBUTTAL

*0: The problem is not with Superior Bank

What's this?
What's this?
What's this?
Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™

SEO Reputation Management at its best!

I have a loan with Superior Bank and it is an auto loan and i think it is a big scam place. I got the loan in July of 1999 and in Septemebr I transposed the payment which should of been $297.44 instead I wrote the check out for $247.99. A few weeks later I received a phone call stated that they were coming to reposses my car because of this. I spoke to a Steve Stephens and this was rectified I sent out the $49.45 payment. My account was never moved up with the date.

In January of 2000 I forgot to make a payment, so I sent in 2 payments in February, only one payment was applied to my account yet both checks were cashed. This was unknown to me that they did not credit both my payments, until March of 2000 when I received a call at work by a Mr. Bustamante in the collections dept who told me my car was on the hot list. So I made another payment to him on the phone.

Well I have been fighting with this company for 13 months I have sent in everything possible to them bank statements, western union statements from them for taken the payments out of my account, copies of front and back cancelled checks.

I have spent over $300 disputing a payment that I made and I was then informed in January of this year my account was current/

Low and behold I receive a statement in the mail and it states I am now 3 months past due. I send out letters certified mail to them and I get a letter back 12 months later asking for copies of the checks in question again. Then 2 days later I get a note saying that my dispute is closed since I did not send them legible copies. This is all that I have so what am i supposed to do.

I call them up on this 800-451-1093 and speak to a girl named Annette who told me I am 77 days past due and my car is on the verge of being taken repossesed, so i had to once again make 3 payments over the phone to them. 3 totalling over $900.

She goes well once this is rectified look at it this way you will be 2 months ahead.

13 months and this is what i get. They have not taken any late fees off nothing they keep adding more and more finance charges it is horrible.

It does not take 13 months to research an account. I have asked for a transaction h istory report i have matched it to my payments and sent a copy back to them. They have so many reversals differrent loan people that they do not know what they are doing. They took away 2 payments because they could nto read the back of the checks. That is not right

Please I want to get my account credited properly and my money returned.

This report was posted on Ripoff Report on 04/09/2001 12:00 AM and is a permanent record located here: http://www.ripoffreport.com/r/Superior-Bank-FSB/Orangeburg-New-York-10962/Superior-Bank-FSB-should-be-scam-banking-REBUTTAL-4881. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

Click Here to read other Ripoff Reports on Superior Bank FSB

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
REBUTTALS & REPLIES:
0Author 1Consumer 0Employee/Owner
Updates & Rebuttals

#1 0

The problem is not with Superior Bank

AUTHOR: - ()

They filed the following rebuttal to the above Rip-Off Report:



Their email: vettman5@aol.com

Their name: E Parker



Their relationship to the company: Consumer Suggestion



Rebuttal:

The problem is not with Superior Bank. The problem lies with the Office of Thrift Supervision (OTS), and the FDIC. Superior Bank was closed by the FDIC last year and turned over to the OTS, for the purpose of operation of accounts until the failed thrift could be completely sold off. there is nos such bank anymore, for all intense and purposes. the persons you are talking to are government employees, not actual bank employees, and that

alone should give you an idea of your problem. They are usually only concerned about getting their paycheck and working as little as possble.
Respond to this report!
What's this?
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
X