EDitor's UPDATED info 2-20-04: Rip-off Report is still receiving complaints that they are not receiving the refunds as promised. Rip-off Report has been in contact with the Company and has made them aware of these issues. They have assured us that refunds are being given to those who are providing them with all the correct contact information requested by them. They have also provided confirmation/proof of over 2,600 refunds to date, on a spreadsheet, and Rip-off Report staff called and verified more than a dozen consumers at random, all very angry & outraged, but, they all did get their refund. The company again apologized for the delay and reported that credit to your account could take as long as 4-5 days. As we understand it, this company only does the processing for all the other companies, so they are at the mercy of those companies funds, further delaying your refund.
Rip-off Report is hoping they will live up to what they have promised, we think they will, ..we'll see. Rip-off Report will continue to investigate more into this situation, and we will eventually post an UPDATE to the main Report at this web address: https://www.ripoffreport.com/view.asp?id=76605
Please be patient, we can only tell you what they are telling us.
businessbureau.com CLICK HERE to see how World Benefits contacted Rip-off Report, stating they will give REFUNDS to unsatisfied customers.
I was contacted by phone by a company calling themselves "Superior Bank". I was offered a credit card with a $5,000 limit for a fee of $299 to be paid in advance via my checking account. Having fallen on hard financial times due to physical injuries and a lack of work, I accepted this offer and gave this company my checking account information.
I was given a Rep name and ID number and also a contract code number and it all sounded very official. I was also given a number to reach them. When the card did not arrive here within the specified time I decided to call them but did not get an answer no matter what time of day or night I called so then I tried to look them up on the internet. That is when I found www.badbusinessbureau.com (my night in shining armor)and found out about all the complaints on Superior Bank/Superior Benefits.
I was redirected to a company called Amerinet who were the people that deducted my $299. They have been helpful and I am in the midst of a dispute right now. I'll keep you posted!
Columbia Heights, Minnesota