Last night, Tuesday March 8th 2005 around 7pm, I received a call on my cell phone. I spoke to a man (didn't catch his name/ he had an accent) who informed me that I had been 100% approved for a Mastercard. When I asked him what Bank it was through, he mumbled something and said that I had applied online. Now, I had applied for a few Credit Cards the week before so I thought that this was one of them contacting me.
He let me know that this card was an UNSECURED Mastercard with a $2000 Credit Line and there would be 0% APR for the first 3 years with no Annual Fee. He also had told me that there was a one time fee of $249 (which I assumed would be taken off the Card.)
So, he proceeded to ask me to verify my informations (Name, Address, DL#, SS#) which I stupidly gave him. It wasn't until he asked me for my Banking information that I started getting suspicious. I started asking HIM questions like why the fee wasn't taken off the card. He gave me some BS answer that they couldn't do that anymore due to some federal law.
At this point I started becoming REALLY suspicious as my last (LEGAL) credit card had fees that had been taken off the Card. I just don't give out my Banking information over the phone. As I knew I wanted to collect more information about this so-called company, I told them that I would think about it.
The man I was speaking to was very persistent in wanted to know exactly WHEN to call back. I told him to give me 2 days. I then asked what Bank EXACTLY this was for (and even made him spell the name for me). He said that this was for "Sureway Beneficial". I then asked what number to reach them at which he hesitated and then asked me to hold on. AGAIN, SUSPICIOUS. He came back on the line and told me their number was 1-866-642-9465.
The minute I got off the phone I called the number back and got a recording that "All Customer Service Personel" were busy and they would be with me soon. I hung up and called the number on my caller ID which was 1-877-621-2188 and the number was busy. So my next step was coming online and, lo and behold, I found this site.
I am so glad that I realized something wasn't right and didn't give them my Banking information. I AM worried, on the other hand, that I gave them my SS# and DL#. I'm not exactly sure if they would do something with them, or even if they could find out my Bank information using those #'s.
If ANYONE has any other informations on these "people" or any advice on what I should do feel free to contact me.
I would like to stop these scammers from ripping off anymore unsuspecting people. I don't see why they can't just get a real job like the rest of us.
Manchester, New Hampshire