- Report: #169348
Report - Rebuttal - Arbitrate
Complaint Review: TCF BANK
TCF BANK801 Marquette Avenue South Minneapolis, Minnesota U.S.A.
TCF BANK Harrassment - Attempt to Collect Discharged Debt after Ch 7 BK RIPOFF Minneapolis Minnesota
*UPDATE EX-employee responds: EX EMPLOYEE
*Author of original report: Stephanie Tousant is with TCF, I believe
*Consumer Suggestion: TCF Ripped me off too... but I had the last laugh
*Consumer Suggestion: Cynthia
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When I informed her of this, she began a song and dance routine about how this debt was not covered by the BK because they had written it off before I filed. When I told her they would have had to respond to the BK notice to object, she responded they were not required to respond at all since they had already "written off" the account (???). This is all ridiculous, because they had stopped contacting me when I filed BK, but now, out of the blue, she calls me during the last week of December and tells me that I still owe a balance and they can begin litigation for it.
"Stephanie" and TCF Bank have violated a permanent injunction against contacting me and trying to collect a debt listed in the BK that had been discharged. It really shocks me that a supposedly reputable company would behave in a blatantly illegal manner -- lying in order to try to collect some money on a discharged debt before the end of the year. I believe I could take TCF to court over this and they would be fined, and they'd also have to pay my court costs and also possibly a settlement.
Has anyone else had this type of problem with TCF Consumer Lending?
Port Orchard, Washington
This report was posted on Ripoff Report on 12/26/2005 06:59 PM and is a permanent record located here: http://www.ripoffreport.com/r/TCF-BANK/Minneapolis-Minnesota-55402/TCF-BANK-Harrassment-Attempt-to-Collect-Discharged-Debt-after-Ch-7-BK-RIPOFF-Minneapolis-169348. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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