• Report: #925555

Complaint Review: TCF Bank - Minnesota

Thank You

Read how Ripoff Report saves consumers millions.

  • Submitted: Fri, August 10, 2012
  • Updated: Fri, August 10, 2012

  • Reported By: Stupid — Minneapolis Minnesota United States of America
TCF Bank - Minnesota
Xerxes, Edina, MN Edina, Minnesota United States of America

TCF Bank - Minnesota Xerxes, Cub Foods, Edina MN Overdraft fees scam Edina, Minnesota

What's this?
What's this?
What's this?
Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™

SEO Reputation Management at its best!

On 8/6/2012, a Monday around 1PM, I deposited a check through the ATM.  Thinking that I was allowed a portion of the monies (50%) I went to a supermarket.  I spent less than 20% of the money.  I also had a small amount of cash from the week before.  I had 3 transactions the had been claimed and saw this in my online listing of transactions.  I still had $3.00 left.  On 8/08/2012 75% of the deposited check had been taken in fees.  I called to ask why.  I was told that I had overdrawn my account.  The check I deposited on 8/6/12 had not cleaned until 8/8/12 and that every transaction they had posted from 08/06/12 was over my limit.  What TCF said was that funds were not available to me at all until they receive their money from the other bank.  TCF then decided they would take the last transaction on 8/6/12 as the first received before the check cleared draining my account so that any transaction from the weekend (08/03, 08/04, and 8/05) were taken later and also considered as overdrafts.  They use the excuse that these items were all "pending".  This is theft in my book.  Had they charged me for the check that was written after I deposited the check that they did not recognize until they received their money from the other bank I would not be writing this complaint.  The money for the three transactions was there until they did what they did.  The money was cash. 

 Also know that this institution changes their rules like most people change their underwear.  Example - when I signed up for their account I was told that I only needed to do 10 transactions a month.  Two weeks later the changed it to 15.  They're so selfish that when a struggling  homeowner needed to do a short sale to avoid foreclosure they would not help.  The family had to file bankruptcy.  This is not a pro-customer institution - and if this is what we call American support they are definitely Un-American.

This report was posted on Ripoff Report on 08/10/2012 03:20 PM and is a permanent record located here: http://www.ripoffreport.com/r/TCF-Bank-Minnesota/Edina-Minnesota-/TCF-Bank-Minnesota-Xerxes-Cub-Foods-Edina-MN-Overdraft-fees-scam-Edina-Minnesota-925555. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

Click Here to read other Ripoff Reports on TCF Bank - Minnesota

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Advertisers above have met our
strict standards for business conduct.



Ripoff Report Legal Directory