- Report: #98299
Report - Rebuttal - Arbitrate
Complaint Review: TCF National Bank
TCF National Bank922 North Green Bay Road Waukegan, Illinois U.S.A.
TCF National Bank ripoff Closed My Account For No Apparent Reason Waukegan Illinois
*Consumer Suggestion: Could it have been that your account was $500 overdrawn for several days?
*Consumer Comment: Same exact thing happen to me
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NOTICE OF CLOSURE
This is to advice you that the above mentioned account is being closed and your Express Teller/Check card deactivated as of this date because of unsatisfactory
We have reserved the right to register your name with Chex System which may remain on their files for five years, indicating that your account was closed for this reason. In addition, any indebtedness resulting from this account will be evaluated for possible legal action, placement with a collection agency and submission to the credit bureau.
If at any time you feel that any information we may furnish to any consumer reporting agency is inaccurate, you can send us written notice of the inaccurate information to TCF National Bank, Loss Prevention, 500 Joliet Rd, Willowbrook, IL 60527. Please include the account number(s), a description of the inaccurate information and the nature of the inaccuracy.
Please contact this office to discuss resolution of your account balance.
Inquiries regarding this notice should be made to the Collection Department, telephone number (630) 654-5060.
On 06/29/2004 I deposit check in amount of $1,950.00 to my TCF Personal Checking Account. Regarding on my Online Banking information the check cleared on 06/30/2004.
Description:ATM TCF WAUKEGAN
From Account:New - 2876088XXX
FI Reference ID:2004##
The same day when I deposit the check, the ATM allowed me to take $500.00 from my Account.
Next day I went to TCF Branch in Waukegan, IL, and I have been told that I need to wait up to five days, for my check to be cleared, because the written check was out
On 07/02/2004, I was checking my balance on an ATM Machine, but the ATM rejected my card, the next thing what I did I went online http://www.tcfexpress.com , and I was quite shocked when I saw that my account was CLOSED. Without prior notification, phone call or anything like that.
Naturally, I called the TCF, and their Agent could not explain why my account was closed?
For example: If the check what I deposited was not good, that still is not the reason to close my account three days after the deposit?
This is simply not right; I am losing the Money because I cannot deposit anything to my Account. Who gave them the right to close my Account without any reason?
sorry, allowing you to give a competitors name would instigate others to just file against their competition, to only come back later to suggest their company your comments on this policy are welcome! CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
This report was posted on Ripoff Report on 07/09/2004 07:46 PM and is a permanent record located here: http://www.ripoffreport.com/r/TCF-National-Bank/Waukegan-Illinois/TCF-National-Bank-ripoff-Closed-My-Account-For-No-Apparent-Reason-Waukegan-Illinois-98299. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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