Report: #1002021

Complaint Review: TD Auto Finance

Submitted: Wed, January 23, 2013
Updated: Sun, January 27, 2013

Reported By: cnuslein — Las Cruces New Mexico United States of America

TD Auto Finance

POBox 1622 Roanoke, Texas United States of America

Phone:
Web: tdautofinance.com
Category: Car Financing

TD Auto Finance Double Charge? Roanoke, Texas

*Consumer Comment: Facts of Life of Finance

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I understand when a car is taken back due to being late on payments that you owe some (key word) expenses back. But I only had the car for two months...and I owe over $6000.00???. And I explained that i loss a whole income totaling 578.00 a month! A few things that also concerned me: I received a note that said statement of credit denial, termination or change and noted below the statement : INCOMPLETE APPLICATION how did I get the approval to take the car in the first place?? Next after requests made I never received a payment book...never! And after I lost the car I got phone calls from many different numbers and many different people all day every day.

This report was posted on Ripoff Report on 01/23/2013 01:38 PM and is a permanent record located here: http://www.ripoffreport.com/r/TD-Auto-Finance/Roanoke-Texas-76262/TD-Auto-Finance-Double-Charge-Roanoke-Texas-1002021. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Facts of Life of Finance

AUTHOR: Jim - (USA)

SUBMITTED: Sunday, January 27, 2013

You claim you were never approved for the loan. Then you say you understood when you are late on payments you can be repo'ed. So then, you were financed and you were obligated to make payments! When you sign a finance contract, you are on the hook for the entire amount of the contract. A repo doesn't make that amount magically disappear! The $6000 you refer to is the entire amount of the contract plus any additionally earned interest.