TD BANK TD BANK RIPS PEOPLE OFF Internet

I have banked with TD Bank for 1 year now and have been paying more fees for their mistakes than I can count. I got charged over draft fees of $35.00 for an over draft of $5.00. A check from a fraudulent company (Money Plus Saver) was sent to TD Bank for $89.00 and TD Bank paid them the $89.00 without question. The check was not signed by me, wasn't authorized by me nor was it endorsed. When I noticed this debit I called the bank immediately. TD Bank supposedly closed that account & canceled my debit card so this company couldn't get any more money from my account. They set up a new account over the phone but the old account was still active. As a result of the new account and the old account both being active, the Department of Taxation levied my account because I owe them money. Because I only get social security, I contacted the Department of Taxation and the levy was released. TD Bank charged me $125 to file the levy, which is only paper work or done on a computer and to top it off my account is over drawn so I also got charged a $35.00 over draft fee. So I'm out $160 for no reason. I didn't ask them to open another account for me but they advised me it was best so Money Plus Saver couldn't go in to get more money, which isn't there in the first place. I called TD Bank's levy department and tried to get them to give back the $125.00 but they refused because my old account was levied before and they credited the $125.00 back, which in my opinion was only right since it's against the law for people on social security to have their account levied. Why should I have to pay $125.00 for simple paper work or something they enter in a computer? I spoke to a representative and also her supervisor and they both refused to credit my account with the $125.00. I'm disabled and on social security disability and I certainly can't afford to have any money taken from me. They were supposed to be crediting my account back the $89.00 for over a week now but haven't yet claiming their fax machine hasn't worked all week. As a result of all these extra charges, $125.00 fee for the levy, $89.00 from a fraudulent company and $35.00 over draft fee I'm out $195.00. I don't understand this and I sincerely pray that something is done about TD Bank's practices. They shouldn't have cashed a check sent to them from Money Plus Saver that #1 had the wrong address for me on it, #2 I didn't sign it, #3 it wasn't endorsed #4 I didn't authorize the payment. How can a bank get a check from some company  & cash it if I didn't sign he check and the address they have under my name is not my address nor was the address in the same state I live in. I live in the Bronx, NY, the check has a Pennsylvania address on it as my address. They never checked that or questioned the check. They just went ahead and sent the company $89.00 from my account and now almost 2 weeks later I still don't have my money back. TD Bank is horrible and I am closing my account(s) and never banking with them ever again. I really would like to sue them for their practices and would love to know how I can go about doing this so they can't keep doing this to anyone else. Since the check wasn't signed by me or anyone else they shouldn't have cashed it. They should have noticed the address on the check wasn't my address and another reason the check should have been questioned. The check wasn't signed and that's the final reason they shouldn't have cashed it. I guess the check was an electronic check but for all the reason I just stated the check should never have been honored or debited from my account and now I'm over drawn and broke.