- Report: #808669
Report - Rebuttal - Arbitrate
Complaint Review: Target Credit Services
Target Credit ServicesP.O.Box 673, Mail Stop 5C-F, Minneapolis, Minnesota United States of America
Target Credit Services Target National Bank Receives payment in full on account, yet HOLDS account for more than 10 days and counting Minneapolis, Minnesota
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When I called, they said that they place these arbitrary "HOLDS" on accounts in case of a "charge back," but once a payment is cleared from a BANK ACCOUNT, there are no charge backs. It is amazing to me that they are treating people who pay off their accounts this way, when they are actually paying off their balances, and not defaulting. It should be illegal for them to hijack your credit while they have already had your money.
This report was posted on Ripoff Report on 12/13/2011 10:08 AM and is a permanent record located here: http://www.ripoffreport.com/r/Target-Credit-Services/Minneapolis-Minnesota-55440/Target-Credit-Services-Target-National-Bank-Receives-payment-in-full-on-account-yet-HOLDS-808669. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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