Target National Bank - Target Stores RedCard Was offered a 10% discount at a Target store on July 16th if I applied for a Target charge card in Albuquerque, NM. Agreed to this. Received a Target credit card a few days later with a $75.96 charg Minneapolis, Minnesota

Was offered a 10% discount if I applied for a Target Charge Card July 16th, 2010 Target's 8710 Montgomery Blvd, Albuquerque, NM. location..  Paid cash for my purchase, wanted to "hold off on applying my 10% discount" so clerk gave me a store credit receipt to be used at a later time.  Received a credit card statement requesting payment of $75.96 for the 10% discount, which was never used & doesn't reflect a discount.  Target charged me double for applying for a credit card...this was never explained to me.  I agreed to a "discount" I wasn't told of any hidden fee or charge.  Want my approximately $60's back I paid in cash for my initial purchase.