• Report: #424418

Complaint Review: Target National Bank

  • Submitted: Sun, February 15, 2009
  • Updated: Sun, February 15, 2009

  • Reported By:Unity Wisconsin
Target National Bank
PO Box 1581 Minneapolis, Minnesota U.S.A.

Target National Bank C/o Target Credit Services Hiked interest rate without notification based on alleged late fee in 10/2008. Minneapolis Minnesota

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I received my Visa bill on Saturday, 2/14/2009. I noticed they raised the interest rate to 27.99%. I called them to ask to lower it, they told me because I allegedly had a late fee in 10/2008, they raised the interest rate. I told them I always pay in the Target store on the due date. If they have a cut-off time other than before the store closes then they need to put that in print on the statements.

I also asked about about all of the other many months and years I HAVE paid on time as well - including October and they just repeatedly said I have to pay on time for consecutive 12 months from now in order to get it lowered. I think this should be illegal and something done about it. If nothing is done, I will discontinue shopping at Target, definitely am paying off the balance and cutting up the card as well as closing the account. I do not want anything to do with a company that operates in this manner.

Unity, Wisconsin

This report was posted on Ripoff Report on 02/15/2009 04:08 PM and is a permanent record located here: http://www.ripoffreport.com/r/Target-National-Bank/Minneapolis-Minnesota-55440-1581/Target-National-Bank-Co-Target-Credit-Services-Hiked-interest-rate-without-notification-b-424418. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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