- Report: #457239
Report - Rebuttal - Arbitrate
Complaint Review: Target National Bank
Target National Bank3901 West 53rd St Sioux Falls, South Dakota U.S.A.
Target National Bank stole over $5,000 of my money Sioux Falls South Dakota
*Consumer Comment: Credit crunch...
*Consumer Comment: Response to "This is great"
*Consumer Comment: This is great...
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In the last two months, I've made $1,300 in payments, my entire vacation fund. I had intended to use the money to rent a car and buy tickets to attractions in Florida. This weekend, I received notice that Target was once again lowering my limit to $10,500, charged me $175 in interest and that I have $4 available for use. They wiped out my entire vacation fund, so now I'm out the airfare I've already paid because I have no more money to spend for my vacation.
Target National Bank is apparently in the business of stealing from their customers. Why was I worth $12,000 six months ago, but am now only good for $10,500 when I've paid my bills on time and always more than the minimum required? Over the past year, I've made a total of $5,346.27 in payments, yet I now only have $4 available to show for it?
According to the letter I received from them (on the same day my bill arrived showing only $4 available), the reduction was based on my most recent credit history. Yet, if I've been making more than the minimum payment required, always on time, why are they arbitrarily reviewing my credit history?
Caveat Emptor! Buyer Beware! Do not open an account with Target National Bank. They will lure you in, then steal your money!
This report was posted on Ripoff Report on 06/01/2009 09:01 AM and is a permanent record located here: http://www.ripoffreport.com/r/Target-National-Bank/Sioux-Falls-South-Dakota-57106-4216/Target-National-Bank-stole-over-5000-of-my-money-Sioux-Falls-South-Dakota-457239. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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