- Report: #968710
Report - Rebuttal - Arbitrate
Complaint Review: Target National Bank
Target National Bank3901 West 53rd Street Souix Falls, North Carolina United States of America
Target National Bank holds online payments to create late fees Souix Falls, North Carolina
Target Bank stopped sending me invoices for the late fee.
Nine months later I discovered Target Bank charged off my account as a $25.00 loss and lowered my average credit score by 50 points. Not only was the late fee fraudulent, to charge off a fraudulent debt is also illegal.
Target Bank has "generously" offered to accept my payment for just under $25.00 "to bring my account to zero balance owed." Payment is, of course, an admission that I owe the money that was fraudulently charged to my account.
But what really sucks is this payment does not reverse the Charge Off which stays on my credit report for seven years.
This report was posted on Ripoff Report on 11/13/2012 03:51 PM and is a permanent record located here: http://www.ripoffreport.com/r/Target-National-Bank/Souix-Falls-North-Carolina-57106/Target-National-Bank-holds-online-payments-to-create-late-fees-Souix-Falls-North-Carolin-968710. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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