• Report: #633084

Complaint Review: Telecheck Services Inc

  • Submitted: Thu, August 19, 2010
  • Updated: Wed, November 10, 2010

  • Reported By: Mommadukes — Florida United States of America
Telecheck Services Inc
5251 Westheimer Houston, Texas United States of America

Telecheck Services Inc Check declined for NO REASON! told had not written check there before. Houston, Texas

*General Comment: TeleCheck is going down for the count

*Consumer Comment: Telecheck..

*Consumer Comment: Debit Card

*Author of original report: Telecheck stinks

*Consumer Comment: Check Card

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A check was declined at Office Depot by Telecheck. When I called all they would say is "it fell out of their perameters".

This account has been open since 1994, no returned checks of course it's going to have a high check #. I explained to them I don't write many checks it's cash or credit card. I told them to check the bank balance plenty of $$ there to cover check. I was told they could not access my account.  Well, this is BS. They only said the same thing over and over we are protecting our merchant. They protected that merchant out of a sale.

I asked to speak to a supervisor that person said the same thing.

I want to know why I can't write a check when funds are in the bank?

Telecheck you stink.


This report was posted on Ripoff Report on 08/19/2010 06:05 AM and is a permanent record located here: http://www.ripoffreport.com/r/Telecheck-Services-Inc/Houston-Texas-77056/Telecheck-Services-Inc-Check-declined-for-NO-REASON-told-had-not-written-check-there-bef-633084. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
1Author 4Consumer 0Employee/Owner
Updates & Rebuttals

#1 General Comment

TeleCheck is going down for the count

AUTHOR: Bullthistle - (U.S.A.)

Just think in a short time no one will be writing checks so TeleCheck will have to find another reason to screw around with consumers. That will be justice enough. TeleCheck assumes they are God but hopefully in a short while they will find out that their S--- stinks just as much as any consumer they have screwed with over the years. Down with TeleCheck!
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#2 Consumer Comment

Telecheck..

AUTHOR: Robert - (U.S.A.)

You said it yourself.  You don't use checks much..but neither do other people. 

Check Numbers mean nothing.  You can request any check number you want when you order checks.  I have yet to be asked to verify the check number I am requesting.  They are a check guarantee company, and if their "parameters" are set up a certain way that is their right.  It is no different than a Credit Card company setting requirements for approval.  It doesn't matter if you have 5 credit cards for a decade and never a late payment.  If you don't meet the "parameters" of the credit card they will decline you if you attempt to open an account.

There are other options.  You can use your Debit Card linked to your checking account.  This is no different than writting a check.  In fact it is actually a bit safer.  With a check you have a physical piece of paper with not only your full bank account information, but your name, address, and signature.  More than enough for a person to use for identity theft.  There are probably no less than 2-3 people in that store who would have direct access to all of your information.  While a Debit Card has no information other than an account and name.  It also is stored electronically, where the only physical print out does not even contain your entire number making it almost impossible to be taken.

I was told they could not access my account. Well, this is BS.

- No that is not BS, they can not legally access your account, other than basic information.  The only thing they could do is call to verify if you have enough funds fr the amount of the check at the time they call.  However that does not guarantee that you will have the funds when the check comes in to the bank.  Unlike Debit Cards that not only verify available funds..but "hold" that money.

Also, checks may never go away, but they are going to start being accepted all together by less and less stores.  There are several stores(some major chains) that already no longer accept checks.

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#3 Consumer Comment

Debit Card

AUTHOR: Bigcraig - (U.S.A.)

I read it, why not answer about about using a debit card? Hardly any one writes checks any more and those that do are typically floaters or skippers.

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#4 Author of original report

Telecheck stinks

AUTHOR: Mommadukes - (United States of America)

You obviously did not read the entire entry. There is plenty of funds in the account.

I do not float checks or write a check when I don't have funds to cover it at the time it's written. 

Telecheck had not good reason other than I had not written a check there before.

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#5 Consumer Comment

Check Card

AUTHOR: Bigcraig - (U.S.A.)

Why not just use your debit card instead of trying to float a check(float=hope they do not cash the check before you have funds available)
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