- Report: #254500
Report - Rebuttal - Arbitrate
Complaint Review: Texas Lending.com
Texas Lending.com4309 Alpha Road Dallas, Texas U.S.A.
Texas Lending.com ripoff BAIT & SWITCH BEWARE SMOKIN DEAL TURNED INTO ROTTEN DEAL Dallas Texas
*REBUTTAL Owner of company: please note:
*UPDATE EX-employee responds: Don't use Texaslending.com you will be sorry!!!
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In the coming weeks I was told everything was rolling right along, on schedule. I INSISTED we close by the end of the month & was given a closing date of May 31st. I got a phone call that evening saying we were NOT closing 5-31, but would close Mon. 6-4-07, & that the Title Company would come to MY HOME to close!!!That day came & went also with NO CLOSING.
I was told by Mrs.Anita Chambers, Lane Gregorys processor what was REALLY going on, NO APPROVAL FROM FLAGSTAR FOR ESCROW WAIVER...We would HAVE to have an Escrow account in order to close this loan & our credit had been pulled SO much in the time I was working with Lane Gregory that our credit score had DROPPED over 100 POINTS in that month!!! I made the decision not to pay my house payment for the month of May, as I was told we were closing by the 31st, & was also told that due to this I may have to pay some interest on the days for not making Mays payment to my current mortgage company. I now know that not making that payment hurt my credit score, BUT over 20 CREDIT PULLS in MAY alone tells me SOMEONE was shopping my loan, ALOT, & we thought we were APPROVED!!!! It ought to be illegal to promise, send "GOOD FAITH" estimates, & pull peoples credit down & take NO RESPONSIBILITY for IT, AT ALL!!!! We will try again NEXT YEAR to save some of our HARD EARNED money...as it will take that long to REBUILD our Credit.
This report was posted on Ripoff Report on 06/14/2007 12:32 PM and is a permanent record located here: http://www.ripoffreport.com/r/Texas-Lendingcom/Dallas-Texas-75244/Texas-Lendingcom-ripoff-BAIT-SWITCH-BEWARE-SMOKIN-DEAL-TURNED-INTO-ROTTEN-DEAL-Dallas-T-254500. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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