I don't know who I'm more pissed off at, my HOA or this strip-mall practitioner. I'm incredulous that $348 was referred to an 'attorney' in the first place, but that quickly became $2,000 with threats of home foreclosure once this thug got hands on it. Every time I received something in the mail from him my balance had increased another $400.
The irony is that I could have taken care of the original amount if I'd been paying attention, but his barrage of fees quickly put that out of range. And then the home foreclosure threats. I mean really, for $348? Please, take my underwater home.
I have every confidence this guy is charging fees any time he glances in my file's general direction. I know making timely payments isn't sufficient - they also charge $5.00/month to 'process' them. Gas money to the bank apparently, because lord knows there's nothing electronic about this operation.
I received a $95 charge for a late-payment letter (and more threats, because apparently in his world nothing gets done without those), only to have my payment clear my bank the next day. I receive no statements, however, so who would know the account status. Apparently I can request them, but only once a quarter and who knows at what cost. And frankly, if it means having any contact whatsoever with his legal secretary, I'd rather push a rusty nail in my eye
As I've pointed out to both my HOA Board and property management company, my $348 gaffe has generated about $1,800 and counting to this mail-order lawyer while the HOA remains unpaid. No one comes away smiling in this but the lawyer. I'm imagining that fees and charges will continue accruing for years to come.