The Hanover Alliance Advisors LLC d**k Wray Fraudulent business practices Laguna Woods California

Once again, the poster of this complaint creates a false impression of what happened, is abusing the internet for the sole purpose of defaming my character, to the point of posting my name and his crap with some company I have never heard of, wasting my time and yours having to read the distortion of the facts.

The basic problem is that the poster conveniently forgets that there were two agreements, and no he did not ever agree to mediation nor did he ever agree to a severance agreement to enable a resolution of the dispute.

He was given three different opportunities to be paid in full and turned them all down. By so doing, he compounded his problem effectively screwing himself and violated his fiduciary responsibility to at least three people perhaps others in the process.

In his own words spoken to a lifelong friend of mine, referring to me and falsely claiming, "he stole the lots from redacted and I am going to steal the lots from him".

That's why he was never paid and never will be.

You can't steal $750,000.00 in equity in land and then try and collect money that you claim is owed to you, by trying to reinvent an agreement because you falsely claim there was never an agreement and there was never any legal consideration for that agreement.

Would you as a reader pay this vile despicable person who calls up someone at 7:40 in the morning, falsely claims that person to be a criminal, and then tells that person that he hopes he dies?

If you want to know the real facts, you have to look at the total history of the transaction and the communications between the parties to that transaction and the context of those communications. The place for that is neither the internet nor this forum.

Furthermore, since the poster of this complaint has now violated the rules and regulations pertaining to this forum 3 times. Once again, a complaint will be sent to the legal department of this website.

Nobody believes your lies...

Here are the facts,

#1. Mayer Etkin is a scam artist and although I raised him the money he needed for an SBLC he promised me $180,000. 00 for that service.

I have never been paid although I accomplished that task and I have been slandered and ridiculed by the criminal Mayer Etkin

#2. Mayer signed a lease agreement agreeing to pay 5000 per month and he never paid and was physically evicted after causing much trouble and damage to the home.

#3. Mayer Etkin took 25 G from Sean and has now laughed in his face that he will never pay him back. This is loan fraud since he guaranteed to double his money in 30 days and has never paid it back despite months of promises and securities fraud.

#4. At any time he can have the 23 lots back if he would just payoff the loan we got against the land. He has never been able to do so. Now he says I am the one taking it from him. What a lie.

#5 Yes there can be a foreclosure process and a sale at the same time. Mayer is such an idiot he does not know what he is saying. My house he lived in went into foreclosure since he did not pay for 8 months. While in foreclosure I sold it to a different buyer. He is a stupid jerk.

#6. The DFI has ordered this criminal to cease and desist and he continues on defying the state authority.

#7. Mayer Etkin was convicted of identity theft on his own mom. He screwed his own mother over charged up her credit cards and never paid them.

#8. Mayer Etkin has not kept a single agreement he has made and spreads lies and defamatory statements only for the reason that he can not pay up or come through on a single agreement he has made.

#9 I agreed to a settlement and to do mediation but he did not have any money to close on an agreement anyway. He continues to owe us over $260,000 and that is undisputed. I have all the statements in writing yet he continues to thank us for letting him steal from us.

#10. Mayer Etkin has been doing this since the 1980's when he recieved his first cease and desist order.

Yes, real estate deals do fall apart but that is not the issue here. This is a much larger problem involving loan fraud, securities fraud, real estate fraud and operating under a cease and desist order from the state that he is defying...

Don't distort the facts or the issues and place blame on me. You created all of this, you made the agreements you cannot keep and you made the decision to take money from innocent victims and screw them over. This is all on you which is why you are going to prison no matter what I have to spend to put you there.

There is a way out. You just have to pay us which I know you never will cuz you are the epitomy of a thief a criminal a scam artist and a low life human being. You will go staight to hell. After I see to it you get incarcerated.